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Kent graduated from Carthage College in 1974 with a Bachelor of Arts degree. He obtained his law degree from Nova Southeastern University of Law in 1977.

Kent has practiced bankruptcy law for over 35 years. He represents clients in Chapters 7, 11, and 13 of the U.S. Bankruptcy Code and in non-bankruptcy workouts and reorganizations. His clients include both consumers and businesses, for debtors and well as creditors. Kent is experienced in all facets of bankruptcy litigation, having represented both plaintiffs and defendants in lawsuits arising out of the bankruptcy process. Several cases in which he has represented litigants have...

I am one of three lawyers in Texas who are Board Certified in Collections and Creditor's Rights Law. I have specialized in collection work for my entire career, including collection by lawsuit, bankruptcy, arbitration, and probate.

Bill Godbold joined Natural State Law in 2019. He practices exclusively in the areas of debtor/creditor litigation and bankruptcy.



Prior to joining the firm, Bill represented debtors at two of the largest volume consumer bankruptcy firms in Arkansas, where he became experienced in all aspects of consumer bankruptcy. Bill has also represented small business and farm debtors in liquidations and reorganizations. Bill is the current Secretary-Treasurer of the Debtor-Creditor Bar of Central Arkansas.



Bill’s experience and knowledge enable him to creatively and effectively help his clients achieve their goals.

Areas of Practice:
Business and Consumer Bankruptcy, Business Planning, Commercial Litigation, and Creditors’ Rights.

Education:
J.D., Washington & Lee University School of Law, 2005
B.A., University of Michigan, Honors College, Double Major in Political Science and History, 1999

Honors:
Selected by Super Lawyers in 2012 – 2016 as a Virginia Rising Star in the Practice Area of Bankruptcy
Rated 10 out of 10 by Avvo.com, 2015 – 2018 Avvo Clients’ Choice Award

Professional Affiliations:
Virginia State Bar
District of Columbia Bar
Board of Governors, Virginia State Bar General Practice Section (2013 – Present) (Chair 2018 – Present)
Richmond Bar Association, Bankruptcy Section
American Bankruptcy Institute
Virginia State Bar Young Lawyers Conference, Chair First Day...

My legal practice has focused on significant complex commercial civil litigation and negotiations (for plaintiffs and defendants), the pursuit and enforcement of creditors' and debtors' rights and remedies, bankruptcies, reorganizations, insolvencies, liquidations, restructurings, receiverships, workouts, collections, contract review and negotiations, sale transactions, appeals, mediations, arbitrations, and related matters in and out of state and federal court. I am a longstanding trusted legal advisor to banks, other financial institutions, lenders, businesses, asset acquirers and sellers, landlords, tenants, health care administrators, executives, and other individuals and entities. I am admitted in the state and federal courts in Maine, New Hampshire, and Massachusetts,...

Ms. Kurtz represents businesses and individuals in litigation matters, with a focus on construction law, commercial collections, and general business litigation. She also represents creditors in all districts of the bankruptcy courts in North Carolina. Ms. Kurtz has a statewide practice and represents clients in the appellate courts of North Carolina, each of the North Carolina Federal District Courts, as well as, the Fourth Circuit Court of Appeals.

Michael J. Catalfimo represents a diverse group of businesses and individuals in complex civil litigation and transactional matters involving Real Property Law, Creditors Rights, Business Law, Family Law, Trusts and Estates Law, and Municipal Law. He is a Partner in the law firm of Rowlands, LeBrou & Griesmer, PLLC. Mr. Catalfimo received his Juris Doctor Degree (Magna Cum Laude) from Boston College Law School in 1985, where he was elected to the Order of the Coif National Legal Honor Society and received the Lewis F. Powell, Jr. Medal For Excellence in Advocacy and Outstanding Trial Advocacy. He earned...

Kiley M. Whitty is a licensed attorney specializing in the areas of family law, child custody, bankruptcy, and creditor negotiations in Cook, DuPage, Kane, Will and surrounding collar counties. While in law school at Loyola University Chicago School of Law, Kiley earned a certificate in Child and Family Law as well as a certificate in Advocacy which aided in her success as a litigator. As an associate with Anderson & Associates, P.C., Kiley has handled complex custody cases involving issues with legal and residential custody, parenting time, allegations of abuse and neglect, and child removal. Kiley has also handled a...

Scott Ellerby is a partner in the firm. His main areas of practice are real estate litigation, probate, trusts and estates litigation, municipal law, creditor-debtor law, commercial transactions and commercial litigation. He has lectured at numerous legal seminars over the past 25 years on topics in his practice areas, and has represented a wide range of private clients and public entities in negotiations, mediations, arbitrations, and bench and jury trials. Scott was a contributing author of the Washington Lawyers Practice Manual, and was chair of the King County Bar Association Real Property, Probate and Trust Section. He earned his B.A....

Leonard N. Math, (Shareholder), a native of Peoria, Illinois, is a graduate of the University of Illinois and Southern Illinois University School of Law. He was admitted to the Illinois Bar in 1985 and the Alabama State Bar in 1989. Mr. Math left a prominent Alabama based interstate law firm to join Chambless & Cooner, P.C., and in 1996, the firm changed its name to Chambless & Math, P.C. Mr. Math practices in the areas of real estate, commercial and residential foreclosures and workouts, commercial litigation, banking and credit union law, commercial and consumer bankruptcy and collection law...

Mr. Haman is an Associate Attorney at Dal Lago Law. He assists companies at all stages of their corporate development, primarily representing debtors and creditors as they navigate the complexities of Chapter 11 bankruptcy.

The law is my first passion and second career. In 2008 I left a decade long career in the financial services industry and a comfortable Vice President position at a national bank to pursue my lifelong dream of attending law school. While in law school, I argued in regional and national moot court competitions. I also established an externship in the United States Bankruptcy Court for the District of Montana and briefed and argued a wrongful foreclosure pro se appeal to the Ninth Circuit Court of Appeals. After graduation from the...

My practice emphasizes general civil litigation, debtor and creditor relations, real estate, trucking and transportation law, and business law.

Joseph Covey concentrates his practice on corporate bankruptcy, reorganization and workouts with broad experience representing Chapter 11 corporate debtors, secured and unsecured creditors, bondholders, and unsecured creditors’ committees. He has represented large commercial lenders and secured bondholders in numerous multi-million dollar commercial real estate workout, foreclosure, state receivership, and federal receivership matters. Mr. Covey also represents lenders, borrowers and real estate developers in structuring and documenting secured real estate lending transactions.

Mr. Covey has lectured for local and national education associations on bankruptcy-related topics. He has been awarded an AV rating – the highest awarded by Martindale-Hubbell. Mr. Covey...

Rett Saslow's is a North Carolina Board of Legal Specialization Certified Specialist in Business and Consumer Bankruptcy Law since 1996. His law practice is primarily directed to assisting people through bankruptcy, business law, transactional matters, creditors' rights, collections, and commercial real estate. Rett advises clients on business issues and corporate law; assists clients in acquisitions, sales, financing and leasing transactions; and represents clients in Chapter 7, Chapter 13 and Chapter 11 bankruptcy cases. A native of Greensboro, North Carolina, Rett attended public schools in Greensboro, and Davidson College and the University of North Carolina at Chapel Hill....

I help individuals and businesses manage their legal risks. This includes a significant number of companies based or doing business in Arizona. My practice includes resolving and litigating all manner of contract-based and business related disputes from debtor/creditor issues to disputes between owners/shareholders to employment, real estate and construction related matters. I also negotiate and draft all manner of contracts and agreements, and have served as a private mediator in both state court and bankruptcy court cases. In every representation my goal is to complete the scope of work required in the most expedient and economical manner possible, with a...

Frequent author and speaker for the State Bar of Texas on the subjects of creditors' rights,collections, and evidence. Former County Commissioner for El Paso County.

Anthony Hohn is a litigation attorney at Davenport, Evans, Hurwitz & Smith, LLP in Sioux Falls, SD. A Sioux Falls native, Anthony joined the firm in 2008 as a member of the firm’s litigation section and became a partner in 2014. His practice includes of a wide variety of litigation, including commercial litigation, creditors’ rights, employment litigation, and condemnation litigation. Anthony interned with the firm in the summer of 2006 and is a 2007 graduate of the University of South Dakota School of Law, where he served as lead articles editor for the South Dakota Law Review. Following graduation, Anthony...

José A. Moreda del Valle, LL.M. was admitted to the Puerto Rico Bar, the U.S. Court of Appeals, First Circuit, and the US District Court for the District of Puerto Rico in 2011. He also became a Notary Public in 2011. Attorney Moreda del Valle received his education at the University of Puerto Rico, Mayagüez Campus (B.S.B.A, 2007) majoring in Industrial Management; then at the Pontifical Catholic University of Puerto Rico, School of Law (J.D., 2010) and lastly at the Interamerican University of Puerto Rico, School of Law (LL.M., 2016) earning a Masters in Law in Litigation...

Besides the highlighted practice areas shown in my profile, I have extensive experience in civil litigation, debtor-creditor issues, and community associations, such as condominiums and homeowner associations. I have appeared in state courts, such as municipal court and all levels of the Superior Court, including the Appellate division. At the federal court level, I have appeared in the U.S. District Court for New Jersey, the U.S. Bankruptcy Court and the . Court of Federal Claims, as well as the Armed Services Board of Contract Appeals. I have represented clients with formal mediation and arbitration, and have also acted as a...

Mr. Coppede began his legal career as a law clerk to the Honorable Alan B. Johnson, United States District Court for the District of Wyoming. He is a partner with Hickey & Evans where he has an active trial practice which focuses on representing businesses and individuals in a wide variety of disputes, including commercial litigation, contract actions, personal injury, business torts, environmental litigation, employment law disputes, civil rights issues, and insurance coverage disputes.

He represents both employers and employees in workers’ compensation matters before the Office of Administrative Hearings. He represents secured and unsecured creditors in Chapter...

Jeffrey M. Orenstein is a skilled commercial litigator with a particular emphasis on bankruptcy litigation. He has been appointed to serve as Bankruptcy Trustee and Examiner in complex Chapter 11 cases. For more than 25 years, he has represented bankruptcy estates, bankruptcy trustees in multiple jurisdictions, creditors and debtors in a wide variety of high profile bankruptcy cases and in business and consumer litigation. Mr. Orenstein has assisted the Federal government in obtaining bankruptcy fraud convictions in numerous cases. The Martindale-Hubbell legal directory gave Mr. Orenstein an AV rating, the highest given for legal ability and professional ethics.

Practicing primarily out of the firm’s Charleston office, Jake’s practice focuses on all phases and aspects of real estate litigation law, as well as commercial transactions. His experience includes counseling banks and other lending institutions on various commercial lending and collection matters, as well as protecting creditors’ rights in bankruptcy proceedings. He has also represented lenders in matters related to financial fraud, foreclosure defense, curative title matters, and other business transactions. Jake has also represented title insurance underwriters in South Carolina’s state and federal courts in all types of matters. In 2016 Jake achieved certification as a circuit...

Jeff Germany has extensive experience in the area of civil litigation. He concentrates his practice in the areas of commercial litigation, creditor's rights, construction defect litigation and catastrophic injury litigation. Jeff is a graduate of the University of Arkansas' Walton College of Business Administration and the University of Arkansas' School of Law. He was admitted to practice in Arkansas in 1985 and in Tennessee in 1986. Jeff has served as a member of the board of directors of the Chickasaw Council of the Boy Scouts of America, the AutoZone Liberty Bowl, East Memphis Young Life and the Touchdown Club of Memphis....

I am a Martindale-Hubbell AV-rated attorney and former journalist whose practice focuses on business litigation, including employment law defense, real estate litigation, and creditor and trustee bankruptcy actions. I have litigated in both state and federal courts, conducted depositions, resolved matters in mediation and through negotiation, and argued numerous specially set and motion calendar hearings. I am adept in drafting and reviewing contracts and agreements, and trademark registrations. I am a Florida native, and a former journalist who worked at newspapers throughout Florida and in Washington, D.C., for nearly a decade prior to becoming an attorney. I...

Mr. Mazel concentrates on Chapter 11 bankruptcies, both commercial and individual, creditor's rights, commercial real estate and commercial litigation. Mr. Mazel has represented national, regional and local banks as well as national businesses and a variety of other lenders.

Mr. Jakob earned his bachelor's degree (dual major in economics and government) from the College of Arts & Sciences at Cornell University. He earned his master's degree in economics from Duke University. After working in Washington, DC for National Economic Research Associates he earned his MBA, with a focus on finance, on a scholarship to what is now the Fisher College of Business at Ohio State University. While there he earned his law degree from what is now the Moritz College of Law. In law school he was a member of the school's ABA moot court...

Roger Yokubaitis concentrates on representing clients that have claims against debtors in bankruptcy cases all over the United States, including the preparation, filing and prosecution of secured and unsecured claims, the defense of objections to claims, the review of and advice to claimants regarding chapter 11 disclosure statements and proposed plans of reorganization, the voting on and objecting to confirmation of plans of reorganization, and all other phases of representation of creditors in bankruptcy cases.

Keith Gauer is a Financial Services lawyer at Davenport, Evans, Hurwitz & Smith, LLP in Sioux Falls, SD. His practice is focused on the representation of banks and companies involved in the development, marketing, and distribution of financial services. He regularly counsels banks with respect to the negotiation and drafting of agreements related to national financial products, including contracts relating to credit card products, prepaid cards, student loans, and other national products. While representing payment card issuers, Keith also regularly works on agreements to document the transfer of card portfolios between institutions. In connection with payment card programs, Keith has...

Creditors'-Debtors' Rights Attorney Network- Subrogation and Collection- We collect claims and debts for Fortune 500 firms, insurance companies, self-insureds and third party administrators on a contingency basis. Free Asset Check and Free Skip Trace. Debt and Tax Settlement- We help insolvent clients settle debts for lump sum amounts paid by the client directly to the creditor. We help defend clients against creditors without sufficient proof of claim. We are a federal debt relief agency and help insolvent clients file for bankruptcy protection. Please contact me for a Free Consult. ...

Martindale-Hubbell highest rating (AV).

Graduated from the University of Virginia in 1979 and the University of Virginia School of Law in 1982. Started out with an insurance defense and business litigation firm. Represented many of the major insurance companies (auto, health, life, fire, products liability, bonds, etc) . Began representing injured individuals and companies. Gained familiarity with the Bankruptcy Code and Article 9 of the Uniform Commercial Code by advising creditors, documenting secured transactions for creditors, and representing creditors in civil litigation and in bankruptcy courts in Va., Ky., and Tn. Served as a Chapter 7 bankruptcy trustee for approximately...

Robert E. Hayes is a Financial Services lawyer at Davenport, Evans, Hurwitz & Smith, LLP in Sioux Falls, SD. Bob has long been recognized for his expertise in the field of creditors rights law, a fact reflected not only by his having served for years on the State Bar’s Debtor Creditor Committee but accumulating nearly a decade as chair of that committee. Bob has received an AV Preeminent® Peer Review Rating by Martindale-Hubbell®, for the highest level of professional excellence for their legal knowledge, communication skills and ethical standards. He was also selected by Best Lawyers® in the areas of...

Are you being sued over an old credit card? Are you being harassed by a creditor? Are you considering filing for bankruptcy? I focus on debtor issues, namely defending lawsuits for old debts, including credit cards, personal debts, and car loans after the car has been repossessed or even voluntarily surrendered. In addition, I help help consumers who are being harassed by creditors. I also help people to file for Chapter 7 Bankruptcy. In addition, I do estate planning and probate. I am committed to providing quality service at an affordable price. I have been licensed to practice law in...

Mark Andrus received his BA in English with a minor in Business Management from Brigham Young University and his Juris Doctorate from Santa Clara University. Mr. Andrus has served as a judicial extern for the Honorable Arthur Weissbrodt of the United States Bankruptcy Court for the Northern District of California and as a technical editor for the Santa Clara Law Review. He currently serves on the Utah State Bar Association's Pro Bono Committee for the Third District. His areas of practice include consumer, privacy, debtor-creditor, and marketing law.