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My practice includes all areas of consumer protection law, including mortgage foreclosure defense, predatory lending, mortgage broker fraud, home improvement claims, and other consumer claims. Recent case victories include: Fed. Nat'l. Home Loan Mtge. Corp. v. Schwartzwald, (Oct. 31, 2012) 2012-Ohio-5017. This case is a huge victory for Ohio homeowners. It will help level the playing field for homeowners, and it provides hope to those who have previously lost their home to foreclosure. The Supreme Court ruled that a bank must have the right to enforce the note and mortgage on the day it files its foreclosure case....

Brian P. Ballo has been a real estate attorney for 28 years in Orange and San Diego counties. Currently, his practice is focused on representing homeowners in lawsuits against lenders seeking to foreclose, and negotiating loan modifications, forbearance agreements, short sale transaction approvals, and deeds-in-lieu of foreclosure. Brian is skilled in articulating cause of actions against lenders who have violated laws at the time of loan origination and closing, as well as during the foreclosure, loan modification and short sale processes. He has successfully obtained Temporary Restraining...

Meeting Your Business And Personal Legal Needs
Your needs are our needs. Your goals are our goals. We strive to provide our clients the best representation we can, employing rigorous legal analysis and considerable experience to develop client relationships where we consistently deliver success. From common to complex legal issues we seek solutions that are creative, inventive, even counter-intuitive – but always practical.

Our areas of practice include:

Debt Collection Regulation - Federal and Massachusetts
Construction Supplier Litigation
Real estate transactions – buying, selling, mortgages title issues, title insurance
Commercial and Consumer Collections
Commercial And Consumer Mortgage Foreclosures
Personal injury
Chapter 7 and 13 for Individuals and Small Businesses
Bankruptcy...