Meeting Your Business And Personal Legal Needs
Your needs are our needs. Your goals are our goals. We strive to provide our clients the best representation we can, employing rigorous legal analysis and considerable experience to develop client relationships where we consistently deliver success. From common to complex legal issues we seek solutions that are creative, inventive, even counter-intuitive – but always practical.
Our areas of practice include:
Consumer Finance Litigation and Compliance
Construction Supplier Litigation
Real estate transactions – buying, selling, mortgages title issues, title insurance
Commercial and Consumer Collections
Commercial And Consumer Mortgage Foreclosures
Chapter 7 and 13 for Individuals and Small Businesses
Bankruptcy and creditors’ rights litigation
Focus and Determination
We are diligent and proactive, thorough and meticulous. We expends the time and resources necessary to fully address our clients’ needs. As a small office, we give our clients’ matters personal attention.
Collaboration and Litigation
We have the experience and judgment to employ negotiation, collaboration and strategic concession as needed, as well as the flexibility to abandon either friendly or hostile approaches to meet evolving needs.
Keeping You Informed
You are our partner and employer. Your understanding of what we are doing and why is critical to our success. We keep you informed so you can advise us on whether we are performing according to your goals, needs and wants. We are always here to answer questions.
Part of a Team
The Phillips & Angley culture of mutual support and collaboration means I and my clients can call on the additional wealth of experience and acumen of my colleagues.
Please call me at 617-367-8787 or email at firstname.lastname@example.org to learn more.
Phillips & Angley
1 Washington St. Suite 7A
Boston, MA 02108
YOUR GOALS ARE OUR GOALS. YOUR NEEDS ARE OUR NEEDS.
- Real Estate Law
- Construction Law
- Consumer Law
- Personal Injury
- Free Consultation
Initial consultation and discussion of your legal matter is free.
- Contingent Fees
- Rates, Retainers and Additional Information
I work almost exclusively on an hourly basis. For certain matters I accept flat fees. I accept contingent fees only after consultation and investigation.
- 1st Circuit
- English: Spoken, Written
- Board of Governors, Mill Corner COndominium Association
- Town of Acton Planning Board, Former Chairman, Former Member
- Suffolk University Law School
- J.D. (1986)
- Bowdoin College
- B.A. (1981)
- American Bar Association
- Real Estate Bar Association
- Massachusetts State Bar # 548180
- - Current
- Phillips & Angley
- Christopher S. Tolley, Esq.
- Supreme Court Decision That The FDCPA Does Not Apply to Nonjudicial Foreclosures Does Not Matter to Attorneys Here In Massachusetts
24 April 2019
- That Hostile Email You Just Got
16 April 2019
- Suppliers Are Always The Last To Know
4 April 2019
- CFPB Annual Report on the FDCPA – Complaints? What Complaints?
27 March 2019
- Differing Views On The Application of the FDCPA to Non-Judicial Foreclosure
26 March 2019
- Debt Buyer’s Strict(?) Vicarious Liability For Debt Collectors (including Attorneys) Acts
22 March 2019
- Regulation By Enforcement From The Defendant’s Perspective
13 March 2019
- Opposite Court Decisions in Different Jurisdictions – Debt Buyers Need to Know The Laws Where they Do Business
8 March 2019
- The Overdraft Exempt Funds Conundrum
28 February 2019
- Q. Hello, would you be able to tell me if a statement of condition has to be completed at every lease renewal in MA?
- A: Maybe it is required, maybe it isn't, but I can't think why you would not get one. If the tenant has damaged the unit or there is usual wear and tear you should have that documented to protect yourself. You don't want the tenant using the condition statement from the prior tenancy as evidence of the state of the unit, you want a statement showing the most current state of the unit.
- Q. I'm buying my In laws house and my husband will be on the title but not the loan, do I still need a title 5 inspection?
- A: The DEP website says: When you DON'T need an inspection Transfers between certain family members: Title 5 does not require a system inspection if the transfer is of residential real property, and is between the following relationships: Between current spouses; Between parents and their children; Between full siblings; and Where the property is held in a trust. See the "Guidance on Exemptions from Title 5 System Inspections" : https://www.mass.gov/files/documents/2017/09/26/t5famex_0.pdf Hope this helps.
- Q. Our drinking well is on a property that was sold. Does the person who bought the land need to drill us a new well?
- A: If the well was on your property and you sold the land, you should have made some provision for retaining an interest in that land, like an easement, so you can keep using the well. If you did not, there may be an issue with the current owner because if you have no easement, you may not have a right to keep the well on the land. If the property with your well was owned by a third party and sold to a third party, and you had an easement for the well, you should not have to have a new well dug because the easement most likely runs with the land and was not extinguished when the property was conveyed.
- Q. A house intrust is in major disrepair whose responsible for the repairs?
- A: The terms of the trust at issue spell out the trustee's duties and responsibilities. Trustees are generally considered responsible for upkeep and maintenance of the property, but are not usually required to expend personal funds to do so. Funds for upkeep and maintenance are usually expected to come from trust assets. If the trust at issue is a so-called nominee trust, the trustee is not permitted to act unless directed to do so by the beneficiary(ies), and the beneficiary(ies) may be the ones required to make funds available for upkeep and maintenance. I suggest you review a copy of the trust.
- Q. Can I get my condo Title revised so that it changes the parking spot that goes with the unit? If so, how do I do this?
- A: Yes. If parking spaces in your condo. are deeded, you would have to trade deeds with the other unit/parking space owner. Your could also give each other reciprocal easements or licenses. If parking spaces are assigned by the condo. you might be able to get the board of trustees to switch assignments. Either way, the owner who has a right to the other space will have to agree, so I suggest you start by contacting that person.
- Q. Can child support garnish both of my full-time jobs paychecks if I'm paying in full from the first jobs paycheck
- A: If you are paying all that is required of you from one paycheck, it does not make sense that more money would be taken out of your second paycheck. For example, if your total pay from one job equaled the amount you are currently being paid from your two jobs, and you were paying the total amount owed, I see no reason why you would be liable for more.
- Q. we are currently in foreclosure, but have not heard from the atty representing the bank for several weeks. Can we sell ?
- A: The attorney general and banking commissioner both have foreclosure units. You should contact them and legal services. If you are willing to sell the house, you may be able to work something out with the bank's attorney to get time to do so.
- Q. I am being sued for credit debt from midland funding ,it is a old sears account,I would like to know what steps to
- A: There are extensive requirements for debt collectors seeking payment for old debts. A primer on consumer's rights in old debt collections is beyond the scope of an online question forum like this one. Also, the law in New York is likely different from that in Massachusetts. I have been advising both debtors and creditors on debt collection for many years, and I find this MA consumer website very informative: https://www.masslegalhelp.org/consumer/debt/rights/debt-collectors I am not as familiar with New York law but here is the New York attorney general's debt collection webpage: https://ag.ny.gov/debt-settlement/when-a-creditor-is-collecting-debt I suggest you review the suit papers and the information from the above websites to see what defenses you may have, and of course, consider hiring a lawyer to assist you.
- Q. Will my property taxes increase if I add heat to a previously unconditioned outbuilding on my property?
- A: Massachusetts towns assess value annually. They calculate property values based on the market activity as well as certain property-specific attributes such as location, size, construction quality, style, and condition. These include the status of outbuildings. Factors may include the usefulness of the outbuilding with heat as opposed to unheated, whether, as a result of installation of heating, it is usable for residential or commercial purposes, etc. I suggest you call the tax assessor in your town and ask.