Claimed Lawyer ProfileQ&A
- Insurance Claims
- Free Consultation
Jurisdictions Admitted to Practice
- Associate / Insurance Lawyer
- Law Offices of Robert L. Siems, P.A.
- - Current
- University of Baltimore School of Law
- J.D. (2014) | Law
- Honors: magna cum laude
- Activities: Law Forum; Moot Court.
- University of Maryland - Baltimore County
- B.A. (2011) | History
- Honors: Cum laude
- Maryland State Bar Association # 50034
Websites & Blogs
- Maryland Insurance Law Blog
- Maryland Rules That Examinations Under Oath Are Mandatory –Even During Litigation.
23 July 2018
- Appraisal and Its Limits
25 April 2018
- Obligatory Legal Disclaimer (but please read)
24 April 2018
- Data and the MIA: Complaint numbers and what they tell us
11 July 2017
- Data and 27-1001 Claims: The Appeals
27 March 2017
- Data and 27-1001 Bad Faith Claims: How Many Are There? What Happens To Them?
22 March 2017
- Live Webinar: Bad Faith: Secrets Insurance Companies Don't Want Attorneys to Know
18 November 2016
- We've Moved!
28 October 2016
- 27-1001 has expanded to disability claims
6 May 2016
2 Questions Answered
- Q. What should I do if an insurance company ignores my requests for more information on my claim?
- A: File a complaint with the Maryland Insurance Administration. If you go through their online complaint process, you get more information. (They probably won't actually do anything. But they'll get you straight answers.)
- Q. Will he/his insurance company have grounds to sue? Should I be pursuing legal action?
- A: It sounds like you were an excluded operator on your family's policy. That means your family's policy on the car will not cover you. If you had another policy, (i.e. you also own a car and that car has insurance) then it may under some circumstances provide coverage. But that sounds unlikely. It's possible that he's suing you because he needs to as part of an uninsured motorist claim. Uninsured motorist coverage protects him against being hurt by an uninsured driver. If his carrier is denying him coverage (perhaps because they think both of you were partially at fault in the accident), he may have to sue you as part of suing them. It's also possible that he resolved everything with his insurer, and that you're being sued by his insurer. Auto policies allow that insurer to sue you to recoup any damages that (1) you caused and (2) they paid for. To win, they need to show you're at-fault for the accident, but apparently they think so.
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