Robert J. Walinski

Since 1983, Robert J. Walinski has been working to serve the professional legal needs of creditors, lenders, and financial companies, throughout Chicago and the state of Illinois. His law firm has focused on creditor's rights, commercial debt collection, bankruptcy, and creditor's litigation matters. Robert currently practices primarily in the field of creditor's rights. However, he brings a broad range of legal and trial experience to the practice.

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Loyola University Chicago School of Law

J.D. (1976)

1976

Northwestern University

B.A. (1971)

1971

AV Preeminent Rating,

Martindale-Hubbell

2012

2010-2012

Illinois State Bar  # 2921359

Member

Current

Illinois Creditors Bar Association

Member

Current

Q. Law suit loan company took loan money after I filed bankruptcy.

January 10, 2022

A: In all probability the lender had a perfected security interest in the settlement. While any personal liability on your part was discharged, the lien would survive the discharge unless you successfully moved to avoid it. The basis for such avoidance would normally be that the lien somehow impaired one of your exemptions. Without knowing which exemptions exist in your state it is not possible to say whether the lien impaired one of them.

Q. Can I get an extention of time to file amended pleadings if I hire an attorney?

August 5, 2019

A: Nothing is ever guaranteed but generally courts bend over backwards to give foreclosure defendants every opportunity to present a defense. Especially if the defendant is pro-se. So the answer is very probably you can get an extension of time to plead.

Q. How will filing for bankruptcy affect my bank's foreclosure threats?

January 15, 2019

A: Not much. The lender can ask for relief from the automatic stay in order to proceed, or simply wait for your discharge then proceed.