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Norma Duenas

Norma Duenas

Southern California Law Advocates
  • Bankruptcy, Estate Planning, Probate
  • California
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Consumer bankruptcy and estate planning attorney representing clients in Southern California.

Practice Areas
Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
Estate Planning
Guardianship & Conservatorship Estate Administration, Health Care Directives, Trusts, Wills
Probate Administration, Probate Litigation, Will Contests
Additional Practice Area
  • Testamentos
Video Conferencing
  • FaceTime
  • Zoom
  • Free Consultation
Jurisdictions Admitted to Practice
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  • English: Spoken, Written
  • Spanish: Spoken, Written
Professional Experience
Lead Attorney
Southern California Law Advocates
- Current
University of San Diego School of Law
J.D. | Law
Honors: Cum laude
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Rising Star
Professional Associations
Wealth Counsel
- Current
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National Association of Consumer Bankruptcy Attorneys
- Current
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Articles & Publications
Measuring Violence Risk and Outcomes Among Mexican American Adolescent Females
Sage Journals
Programa Shortstop: A Culturally Focused Juvenile Intervention for Hispanic Youth
Journal of Drug Education
Culturall Focused HIV Prevention and Substance Abuse Treatment for Hispanic Women
Addictive Disorders & Their Treatment
Websites & Blogs
California Bankruptcy Blog
Legal Answers
2 Questions Answered
Q. How can I find out if my second mortgage was dismissed in my Bankruptcy case?
A: This question is difficult to answer without further information. Was your bankruptcy case a Chapter 7 or a Chapter 13. Were you trying to strip your second mortgage in a Chapter 13? Generally you can remove your personal liability for a second mortgage in a Chapter 7 bankruptcy, but if you intend to keep the home you must continue to pay it. Most judges in California do not allow you to strip second mortgages in a Chapter 7. In a Chapter 13 you can remove your second mortgage. The second mortgage will be removed if you complete your Chapter 13 plan and as part of the plan you proposed to avoid the second mortgage. For information on this you can go to: ptcy/Remove-Second-Mortgage.aspx ... Read More
Q. Financial liability after bankruptcy discharge for difference between short sale amt and amt owed?
A: If you have listed and included your two mortgages in your bankruptcy then you should not have liability for any difference between the amount of the short sale and what was owed. Your bankruptcy would have removed your personal liability for the mortgages. The only time that you would be responsible would be if you reaffirmed the mortgages in your bankruptcy. It this is not the case then the mortgage companies cannot come after you for the mortgages. For further information on this issue you can go to:
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Contact & Map
Los Angeles Office
515 S. Flower St.
36th Floor
Los Angeles, CA 90071
Telephone: (213) 330-8999
Temecula Office
41690 Enterprise Cir N
Temecula, CA 92590
Telephone: (951) 294-5471
Santa Ana Office
1801 Parkcourt Place
Santa Ana, CA 92701
Toll-Free: (866) 337-7220
Monday: 9 AM - 5 PM
Tuesday: 9 AM - 5 PM
Wednesday: 9 AM - 5 PM (Today)
Thursday: 9 AM - 5 PM
Friday: 9 AM - 5 PM
Saturday: Closed
Sunday: Closed
Riverside Office
11801 Pierce St.
Ste. 200
Riverside, CA 92505
Telephone: (951) 241-8070
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