Thomas C. Rollins, Jr.

Mr. Rollins focuses his law practice on Consumer Bankruptcy Law. He received his Doctor of Jurisprudence from Mississippi College School of Law and was the recipient of the Regions Bank Award together with American Jurisprudence Awards both in Wills and Estates and Real Estate Transactions. Further, Mr. Rollins was a member of the Deanâs list for two semesters in law school. He holds a Bachelorâs Degree from Mississippi State University in Banking and Finance and is a graduate of New Hope High School in Columbus, Mississippi. Mr. Rollins is licensed to practice before the Mississippi state courts and Federal District Court for the Southern District of Mississippi.

In 2002, Mr. Rollins joined the Marine Corps and served in the reserves while attending Mississippi State University. In 2004, his unit was activated and he deployed to Operation Iraqi Freedom. After serving six months as a machine gunner in Iraq, Mr. Rollins was critically injured in a Humvee rollover accident, which resulted in a medical retirement from the Marines in 2006 as a Corporal.

Thomas is married to Jocelyn G. Rollins, a nurse at University of Mississippi Medical Center, and attends Christ United Methodist Church in Jackson. His family enjoys golf, traveling, and music.

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Mississippi

The Mississippi Bar

Since 2010

U.S. District Court Northern District of Mississippi

Since 2010

U.S. District Court Southern District of Mississippi

Since 2010

Partner

The Rollins Law Firm

2010 - Current

Corporal

United States Marine Corps

2002 - 2006

Mississippi College School of Law

J.D. | Law

2007 - 2009

Honors: Dean's List, Regions Bank Award, Best Paper in Real Estate Transactions and Wills and Estates

Mississippi State University

B.B.A. | Banking and Finance

2002 - 2007

AV Preeminent Rated

Martindale-Hubbell

2019

Best Bankruptcy Attorney

Best of Jackson

2019

Client's Choice

Avvo

2013

Regions Bank Award

Regions Bank

2009

National Association of Consumer Bankruptcy Attorneys

Member

Current

Mississippi Bankruptcy Conference

Member

Current

Veterans of Foreign Wars

Quartermaster

Current

Chapter 13 Bankruptcy Provides Options for Individuals with Ongoing Medical Problems

HG.org Global Legal Resources

2013

Veterans Experiences, The Telling Project: Central Mississippi

2015

Bankruptcy - New Chapter 13 Plan, Mississippi Bankruptcy Conference

2018

Q. Filing Chapter 7 in Vermont and just approved for student loan refund is this protected?

November 20, 2020

A: If you are holding this money in your bank account or as cash then it usually will not matter what the funds represent. You must even disclose the fact that you are owed the money even if school is still holding the money.

While these funds represent your tuition money from your perspective, it is most likely that the law will view these proceeds simply as cash (or a bank balance) once you have possession of it. Most states have a list of property that you can keep when you file bankruptcy. If property is protected from your creditors then it is considered "exempt". Exemptions are controlled by state law and I am not licensed in Vermont, but I would predict that it is very unlikely that there is an exemption that would apply specifically to tuition refunds. If Vermont provides an exemption for cash, bank accounts or wildcard (anything) then you could claim that exemption up to its limit once you have possession of the money. If you are under the exemption limit then you should be able to keep the money. If you are over the exemption limit, the difference would be subject seizure by the bankruptcy Trustee.

If you already have the money, it would probably be best to wait to file bankruptcy until 90 days after paying the tuition. Alternatively, you could ask the school to return the money to the lender rather than sending it to you. ... Read More