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Christopher Crull

Christopher Crull

10 Years of experience

Bankruptcy, Estate Planning

Ohio

Biography
Practice Areas
Bankruptcy Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
Estate Planning Guardianship & Conservatorship Estate Administration, Health Care Directives, Trusts, Wills
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Fees
Free Consultation I offer free in-depth consultations to help you find the best way forward, and I offer flexible payment options to help you achieve your goals.
Jurisdictions Admitted to Practice
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Ohio Supreme Court of Ohio Office of Attorney Services
ID Number: 0095197
Languages
English
Professional Experience
Volunteer Board Member Warriors Journey Home
Warriors Journey Home is a non-profit organization dedicated to helping veterans heal the mental injury caused by their experiences in combat and other traumatic situations.
Co-Owner Heydorn & Crull, LLC
Providing bankruptcy and debt defense services.
Associate Attorney Owings Law, LLC
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Focusing on bankruptcy and consumer protection.
Assistant Director of Academic Success Programs The University of Akron School of Law
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Assisting first year law students in adjusting to the rigors of law study. Teaching courses in applied legal reasoning. Assisting recent graduates in preparing for the bar exam.
E-5 Operations Specialist United States Navy
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Education
The University of Akron School of Law Logo
The University of Akron School of Law J.D. (2015) | Law
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Activities: Law clerk / volunteer at Community Legal Aid Law clerk at Summit County Prosecutor's Office, City of Barberton Law Director's Office, and City of Akron Prosecutor's Office. Law Clerk at Maguire Legal Group
Kent State University Logo
Kent State University M.A. (2000) | Philosophy
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Ball State University Logo
Ball State University B.S. (1996) | English, Pghilosophy, Anthropology
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Professional Associations
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State Bar of Ohio # 0095197 Member
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Ohio State Bar Association
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Akron Bar Association
Websites & Blogs
Legal Answers
5 Questions Answered
Q. I have a 15 year old debt that Discover sends Summons by court every couple of years. What happens if I stop going? A: This sounds like a situation in which you are being summoned to appear at a debtor's exam. This is a court proceeding for which there are penalties if you fail to appear, including the possibility of the court issuing an arrest warrant. The debtor's exam is a tool that a judgment creditor can use to determine your ability to pay the debt. They can't have you arrested for not paying the debt, but you can be arrested for not showing up in court. A bankruptcy would stop this process.
Q. Can I file chapter 7 if I own my home and car (no mortgage or car payment) A: Generally, the exemptions allowed by each state protect a specific amount of equity in your property. You will be able to protect the value of your house and car up to the amount allowed by the exemptions. If the house and car are worth more than the exemptions allow, you have the option of redeeming the property by paying the difference between what the exemptions protect and the actual value of the property. This is generally done where a debtor wants to keep a car. It becomes less practical when you are talking about a house, because you have to pay the redemption value in full before the case can be closed.

For this reason, a chapter 13 would be the better option to protect the house,
Q. I have filed chapter 7 pro se and the trustee is about to take action to sell my inherited property A: The Ohio exemptions provide for an exemption to protect real property when the property is your primary residence. Outside of that, the exemption you can apply to protect the property are somewhat limited. If this property is not your primary residence, chapter 7 is not a good tool to protect it. Chapter 13 would have been a better option. It is possible to convert a chapter 7 to a chapter 13, but doing so requires permission of the court.
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Contact & Map
355 Portage Trail, Suite 2
Cuyahoga Falls, OH 44221
US
Telephone: (330) 461-9932
Fax: (330) 849-2263

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