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Steven A. Harms is a partner in Muller, Muller, Richmond, Harms & Myers, with offices in Birmingham, Grand Rapids and Traverse City, Michigan.Steve is a frequent lecturer and an author in addition to being a full time collection attorney. He also teaches in the MBA program at Walsh College, Troy, Michigan, live and online (winning an outstanding instructor award for online).Publications include many articles and seminar materials plus chapters of books including Michigan Basic Practice Handbook and Michigan Business Formbook. He co-authored International Commercial Secured Transactions with David Franklin, published 2010 by Thomson Reuters Publishing, a look at...