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Stephen E. Berken STEPHEN E. BERKEN is a partner with Berken Cloyes, PC. His practice focuses on areas of consumer bankruptcy law. Mr. Berken earned his B.A. degree, cum laude, from the University of California in 1981, and his J.D. degree from Hastings College of the Law, University of California in 1984. Mr. Berken is a frequent lecturer before various professional groups. Mr. Berken handles cases involving Chapter 7 and 13, defense and prosecution of bankruptcy adversary matters. He is the Colorado state chair for the National Association of Consumer Bankruptcy Attorneys....