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Tom Downs is an Estate Planning Attorney who currently resides in Laurel, Maryland with his wife, Margie Lazzati Downs. They have three children, Patrick, Lauren, and Joseph Downs.

Patrick is married,  and is a civilian employee of the US Army, following five years service as an Army officer. He served a one year tour in Afghanistan, during which he lead numerous dangerous missions. We are proud of his service and thankful that he and his team made it home safely. We have a great appreciation for those who serve, and what they and their families do.

Lauren is married. She teaches at...

Heather Dickerson graduated from Villanova Law School and became a Maryland Lawyer in 1991. During the 1990's, she worked for Maryland's largest and busiest bankruptcy law firm. In the 2000's she has had her own law practice where she has provided top notch bankruptcy representation with a kindness 2nd to none. Much of her practice comes from referrals from other clients. Friends, family members, co-workers and neighbors have become bankruptcy clients after being referred to her. Best of all, Mrs. Dickerson is charging the same fee from 1995 in 2020! Strong representation, kindness, respect, and legal fees...