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Thomas Howard

Thomas Howard

  • Business Law, Real Estate Law, Cannabis & Marijuana Law ...
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Licensed to practice since 2008, Thomas Howard has represented numerous financial institutions in litigation to enforce their security interests. Over the past decade, he has assisted community banks in complex commercial workouts involving some of the most sophisticated financial products in the banking industry. He has also litigated in contested contract cases on various legal theories.

After being licensed to practice for ten years, Mr. Howard joined Hall Rustom and Fritz in June of 2018 to expand his legal offerings to business clients to include a higher level of service through his knowledge of technology. To assist downstate community banks with flat fees for uncontested litigation, he has designed and built the Collateral Base website, where he publishes regularly on security interests and offers his flat fee menu of services. He also built automation systems into his bank litigation practice to facilitate his flat fee offerings.

He brings to Hall Rustom and Fritz a practice specializing in creditor’s’ rights, loan documents and related contracts,

Uniform Commerical Code issues, replevins, guaranty actions, and bankruptcy. He has successfully resolved numerous multi-million dollar non-performing loans for many community banks throughout Illinois. As a result of his efforts, Mr. Howard earned Rising Stars by Super Lawyers, and as an Emerging Lawyer by Leading Lawyers from2015 to 2018. Only two percent of attorneys ever receive such distinction.

Mr. Howard represents financial institutions and business creditors in commercial litigation and bankruptcy matters. He has a broad experience in real estate mortgage foreclosures, replevins of personal property and suits on notes and guaranties. He also represents creditors in loan workouts and in bankruptcy matters to enforce their rights.

Thomas Howard also develops websites and various software applications for his legal career. WorkVisas.Solutions expands his offerings to businesses that have c

Practice Areas
    Business Law
    Business Contracts, Business Dissolution, Business Finance, Business Formation, Business Litigation, Franchising, Mergers & Acquisitions, Partnership & Shareholder Disputes
    Real Estate Law
    Commercial Real Estate, Condominiums, Easements, Eminent Domain, Homeowners Association, Land Use & Zoning, Mortgages, Neighbor Disputes, Residential Real Estate, Water Law
    Cannabis & Marijuana Law
    Marijuana Business Formation, Medical Marijuana
    Agricultural Law
    Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
    Immigration Law
    Asylum, Citizenship, Deportation Defense, Family Visas, Green Cards, Immigration Appeals, Investment Visas, Marriage & Fiancé(e) Visas, Student Visas, Visitor Visas, Work Visas
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Marquette University Law School
J.D. (2008)
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Illinois Wesleyan University
B.A. (2002)
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Professional Associations
State Bar of Illinois
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Legal Answers
1 Questions Answered
Q. I agreed to let a friend use my car for 2 days. After 2 days, my friend informed me he was not returning my car.
A: Yes, that's conversion of your property to his own. You gave him the authority to use the car, not gifted it to him. Tell the cops - if they don't get your car back, you can replevin it - but that's silly the police should go get it. Tell him to return it by such and such date, or you'll have the authorities get it - but cars can leave the jurisdiction pretty easily.
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Contact & Map
Collateral Base, LLC
316 SW Washington St. Suite 1A
Peoria, IL 61602
Telephone: (309) 306-1095
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