R. Grace Rodriguez

My primary focus is to help the average homeowner save their house, get a fresh start on their finances, educate them on how to meaningfully budget and save money, and then help direct future investments for their future financial needs. No one sat down and explained any of this to me. I had to go out and find the information. Now I want to share it with you. Bankruptcy is not the end of the world. We will work with you to come up with a affordable legal strategy that is within your budget. We have income sensitive fees.

Even if you don't want to keep your house, we have strategies which can legally maximize the time you remain in your home. This will give you the time you need to save money and reduce the stress of not knowing when a sheriff could be coming to lock you out of your home. If you are facing eviction, you have a financial 911. Call me asap!

The Consultation is Free. Make an appointment for the first day of your new financial life!

• Free Consultation
• Rates, Retainers and Additional Information
  Chapter 7 Bankruptcy can start as low as $99 Chapter 13 Bankruptcy can start as low as $499

California

Since 1998

Owner

Law Offices of R. Grace Rodriguez

1998 - Current

We are a full-service real estate law firm specializing in bankruptcy. We believe that everyone deserves a second chance. Unfortunately many will lose this window of opportunity by following the advice of non-attorneys, real estate brokers, paralegals and so-called loan modification "experts." While many are well-intentioned, they are often times misguided and misinformed. They typically do not have sufficient education, training or experience to understand the interplay between real estate law, mortgage, foreclosure defense and bankruptcy to provide you with competent legal help like the Law Offices of R. Grace Rodriguez.

Western State College of Law at Argosy University

J.D. (1997) | Law

1993 - 1997

Honors: Warren Ferguson Moot Court Competitor - Runner-up Best Oralist

Claremont Consortium of Colleges - Pitzer College

Political & Women's Studies Dual Major

1982 - 1986

California Central District Consumer Bankruptcy Attorney's Association

Member

2009 - Current

American Bankruptcy Institute

Dir. National Borrowers Education & Rights Association

2008 - Current

National Association of Consumer Bankruptcy Attorneys

Member

2008 - Current

San Fernando Valley Bar Association

Member

2008 - Current

California State Bar  # 196657

Member

1998 - Current

Q. What is an order on application for supplemental fees in a Chapter 13 bankruptcy? I'm the debtor,do I have to pay extra?

April 6, 2016

A: You just might. In a normal chapter 13 bankruptcy, your repayment plan may provided for you to pay a percentage to unsecured creditors. If your attorney does extra work in your bankruptcy after it has been confirmed, the court may give such an order. It is possible that the percentage that will be paid back to your unsecured creditors will be reduced to accomodate this extra payment to your attorney. However, if you do not have extra money available in your plan, you will come to the final days of repayment and discovery you don't have enough money paid into your plan to earn your discharge. This is an all too common experience when attorneys submit extra fee applications in a Chapter 13 Bankruptcy.

Make an appointment to sit down with your attorney and ask what will be the effect of this order on your Plan and will it cause your plan to not have enough money later. This way you can make a decision as to whether you want to increase your plan payments to cover these extra fees so you don't risk your bankruptcy failing when you come to the end of the plan. ... Read More

Q. What does it mean when a creditor gets relief from a automatic stay without a waiver of the 14 day stay?

April 6, 2016

A: Normally before a bankruptcy court order becomes effective there is a 14 day waiting period to give the parties a chance to request reconsideration or file an appeal on the order. If the court did not waive the 14 days, then the order is not effective for 14 days and the finance company cannot act upon the order until those 14 days have passed.

Q. A Paralegal made false and misleading statements to me which lead me to file a chapter 7. how can I get it dismissed?

April 6, 2016

A: Yes you can file a lawsuit for the fraud. But even better, if you look at your bankruptcy filing, you will see that there is information regarding the United States Trustee's office. You should contact that office and file a complaint against the Paralegal for giving legal advice.