Melissa Totaro

Melissa Totaro

Houston & Totaro, Attorneys-at-Law
  • Consumer Law
  • New Jersey
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Summary

The law firm of Houston & Totaro represents consumers across the state of New Jersey in cases involving consumer fraud, unconscionable conduct and unfair business practices by automobile dealers and other types of businesses; predatory lending; mortgage servicing abuse, and violations of federal and state consumer protection laws. We use a combination of telephone conferences and e-mail communications, as well as face to face meetings, to obtain the information needed to make informed decisions about a case, in order to accommodate clients from all counties, and appear in courts throughout the state of New Jersey, state and federal. We take the vast majority of our cases on a contingency basis, so that consumers who could otherwise not afford to do so can seek redress for their losses.

Practice Area
  • Consumer Law
Fees
  • Contingent Fees
Jurisdictions Admitted to Practice
New Jersey
Professional Experience
Partner
Houston & Totaro, Attorneys-at-Law
- Current
Staff Attorney - Consumer Law Unit
Passaic County Legal Aid Society
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Judicial Law Clerk
Superior Court of New Jersey
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Education
Rutgers School of Law-Newark
J.D. (1993) | Law
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Honors: Degree awarded with Honors. Elected to the Order of the Coif. Awarded one of four West Publishing Co. Scholarship Awards given to four graduates who distinguished themselves in an area of scholarly achievement.
Rutgers University - Newark
B.A. (1988) | English
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Honors: Awarded degree with High Honors
Professional Associations
National Association of Consumer Advocates
Member
- Current
New Jersey State Bar # 019461993
Member
- Current
Websites & Blogs
Website
Houston & Totaro, Attorneys-at-Law
Website
National Association of Consumer Advocates
Legal Answers
1 Questions Answered

Q. I purchased a car from a dealership about 4 years ago. I went to trade in the car and found out the title is bad.
A: To knowingly sell a vehicle that has frame damage and a branded title without disclosing that to the purchaser would be deceptive and unconscionable. Based on your question there are issues regarding whether the Autocheck report would have had that information on it 4 years ago when you purchased the vehicle, whether the dealership used Autocheck at that time, and what knowledge the dealer otherwise would have had, that all would have to be looked into, but you should contact a consumer law attorney. There are consumer protection statutes both state and federal that provide for both damages for the consumer and the payment of their attorneys fees if they prevail in a lawsuit against a merchant, so if you have a strong case a consumer law attorney may be willing to represent you on a contingency basis.
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Contact & Map
Houston & Totaro
175 Fairfield Avenue
Unit 1D
West Caldwell, NJ 07006
USA
Telephone: (973) 228-6200
Fax: (973) 228-6213