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Leonard G Deming

Leonard G Deming

We are a Debt Relief Agency under Federal Law. We help people get relief from th
  • Bankruptcy, Foreclosure Defense
  • New Hampshire
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Attorney Deming is a former Chapter 7 trustee and former attorney with the U.S. Small Business Administration. An honors graduate with a BA in History from Michigan State University and a holder of the degree of Juris Doctor from Thomas M. Cooley Law School in Lansing, Michigan, he has practiced law for over 39 years. His practice is now limited to bankruptcy and debtor relief and has been for many years. He assists clients in all chapters of the bankruptcy code including 7, 11, 12, and 13. He also assists clients who can't or won't file for bankruptcy protection. His first consult is always free of charge.

Practice Areas
    Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
    Foreclosure Defense
Additional Practice Area
  • Fair Debt Collection Practices Act representation
  • Free Consultation
    Deming Law Office offers a no-charge, in-depth consultation for all consumer debtors during which we find out about the client's situation and advise the client of all options, alternatives, and what it would cost to achieve the peace of mind that can come from reorganizing or simply getting a "fresh start."
Jurisdictions Admitted to Practice
New Hampshire
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1st Circuit
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  • English: Spoken, Written
Professional Experience
American Bankruptcy Institute
- Current
National Association of Consumer Bankruptcy Attorneys
- Current
New Hampshire Bar Association
- Current
Western Michigan University Cooley Law School
J.D. (1981) | Law
Honors: Book Award-Conflict of Laws
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Michigan State University
B.A. (1977) | History
Honors: Graduated with Honors
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President's Award for Distinguished Service
New Hampshire Bar Association
Professional Associations
New Hampshire Bar Association  # 618
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National Business Institute
Activities: Have presented CLEs for lawyers in the area of bankruptcy
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Speaking Engagements
Presenter, Consumer Bankruptcy From Start to Finish, Manchester NH
National Business Institute
As one of a panel of eight, presented "Introduction to Consumer Bankruptcy" AND "The Means Test: A Walk-Through";
Presenter, Chapter 7 and 13 Bankruptcy: Line-by-Line Workshop, Manchester NH
National Business Institute
As one of three panel members, presented three different sections including Consumer Bankruptcy Fundamentals and Bankruptcy Filing Procedures; Means Test Workshop; and Chapter 7 Workshop: Filling in the Required Forms Line-by-Line
Websites & Blogs
New Hampshire Bankruptcy Attorney
Bankruptcy Blog
Legal Answers
5 Questions Answered
Q. What are the NH Homestead exemptions in Chapter 7 Bankruptcy?
A: In most cases, debtors may choose between the state and federal exemption. In order to select the state exemptions, debtors generally must have lived in NH continuously for about 2 years. The NH homestead exemption is currently $200,000 for each person having an interest in the homestead, which means that such a married couple would have a $240,000 exemption.
Q. What is the maximum amount an attorney can legally charge a client for a chapter 13 bankruptcy in the state of NH?
A: Attorneys fees in Chapter 13 are subject to local court rules. Attorneys may charge anything in accordance with the contract with the debtor/client but if the fee exceeds the "no look" amount of a maximum of $4,500, then the attorney must file an application with the court to have the fee approved. The court will grant or deny the application based on all of the circumstances. No fee application is required if the total of the fee received is $4,500 or less. But anything over requires an approval order. I personally have seen fees approved in some case in the tens of thousands of dollars, although such cases are very rare.
Q. Can my car's title holder still repossess my vehicle if I've filed for bankruptcy?
A: Yes, if you don't pay for the car, come to an agreement on how to pay for the car, or make some other deal on the amount owed. The creditor cannot act unless 30 days has passed from the time of the creditors meeting AND the debtor has not taken any action to follow through on his/her Statement of Intention to reaffirm, redeem, or surrender the personal property subject to the loan and lien. At that point, the automatic stay evaporates and the creditor may repossess.
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Contact & Map
Bankruptcy Attorney
491 Amherst St., Ste 22
Nashua, NH 03063
Telephone: (603) 882-2189
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