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Jonathan Ginsberg represents honest, hardworking men and women seeking debt relief under the United States Bankruptcy Code, or who are seeking benefits from the Social Security disability system.
- Social Security Disability
- Workers' Compensation
Jurisdictions Admitted to Practice
- English: Spoken, Written
- Ginsberg Law Offices, P.C.
- - Current
- Jonathan and Jodi Ginsberg practice together as Ginsberg Law Offices. Jonathan's practice focuses on: - Social Security disability - Consumer bankruptcy - Ch. 7 and Ch. 13 - Personal injury claims (auto accidents, negligence) Jodi's practice focuses on: - Georgia workers' compensation claims - Medical malpractice
- Tulane University-LA
- Law Degree
- Georgia State Bar
- - Current
Websites & Blogs
- Georgia Social Security disability attorney
- Ginsberg Law Offices
- Hello world!
23 February 2019
22 February 2019
- Atlanta Bankruptcy
22 February 2019
- Hello world!
6 September 2011
- Can You be Thrown in Jail for Not Paying Your Credit Card Debt?
30 January 2019
- Do You Want to Give Money You Don’t Owe to a Credit Card Company?
27 March 2018
- Can You File Bankruptcy if You Have Been the Victim of Identity Theft?
15 March 2018
- How the Georgia “Wildcard” Exemption Can Save You Thousands When You File Bankruptcy
8 January 2018
- Why You Must Pay Your Mortgage Directly After Filing Chapter 13
9 October 2017
- Georgia Supreme Court Rules in Favor of Mortgage Lenders Over Homeowners in Important Decision
3 August 2017
- What Happens After Your Chapter 13 Plan is Confirmed?
24 July 2017
- What is the Secret to Making Your Chapter 13 Plan Work?
5 July 2016
- Comedian John Oliver Explains the Debt Buying “Industry” and Zombie Debt
10 June 2016
- Social Security Disability | Expert Help | Free Case Evaluation
- Mistakes to Avoid and Tips for Winning: my Conversation with Stanley Denman
10 July 2019
- What is Your Date Last Insured and Why is it Important?
22 May 2019
- Why You Should Avoid Using Labels at Your Social Security Disability Hearing
7 May 2019
- Can You – or Should You – Try to Work After Filing for Social Security Disability Benefits?
27 November 2018
- My Step by Step Analysis of a Mental Health Disability Claim
22 July 2018
- How Social Security Disability Attorneys Identify Winning Mental Health Claims
26 January 2018
- Why Activities of Daily Living are so Important to your Social Security Disability Claim
2 January 2018
- How Attorneys Identify Winning Back Pain Social security Disability Cases
7 December 2017
- How to Get Support from Your Doctor if Believe that You Meet a Listing
31 October 2017
3 Questions Answered
- Q. Can i file personal unsecured loans in bankruptcy and if yes.will i have to pay them off?
- A: You have to include all debts including personal unsecured loans. If they are truly unsecured they will either be discharged (in a Ch. 7) or paid as unsecured (in a Ch. 13).
- Q. My husband filed for chapter 13 and it was approved. He has been making payments always on time. He got a letter
- A: It is not the trustee's error. Claims sometimes come in higher than expected or sometimes they are amended. Also, if your husband missed a payment or only paid a partial payment, then the term could exceed 60 months. Chapter 13 is a giant math problem and the trustee's system spits out terms problem when the math doesn't work. The fix would be to make a one time payment or to increase the monthly payment so the numbers work.
- Q. Can a chapter 13 wipe out a mortgage if no claim is filed?
- A: The secured creditor's failure to file a proof of claim does not eliminate the lien filed in your state clerk's records. If the secured lender does not file a proof of claim it will not participate in the Chapter 13 distributions but its lien and right to collect remain and will survive the bankruptcy. Since many Chapter 13 cases are filed to cure mortgage arrearages, it defeats the purpose of the plan for a mortgage creditor not to participate in the Ch. 13. That's why, in many districts, the debtors' attorney is required to examine the claims file and report to the court (or file a substitute claim) if the creditor does not file a proof of claim. Also, in many districts, the trustee will accept a late filed claim. Bottom line: your mortgage isn't going to go away and you don't get your house for free.
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