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Adam Alexander

Adam Alexander

Consumer Lawyer Michigan
  • Consumer Law, Criminal Law, Foreclosure Defense...
  • Michigan
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Summary

The Alexander Law Firm specializes Fair Debt Collection Practices Act, (FDCPA), Fair Credit Reporting Act, (FCRA), Michigan Lemon, Debtor Defense, Spot Delivery and “Yo-Yo” cases, Telephone Consumer Protection Act, (TCPA), and other consumer protection and employment cases. Attorneys on staff also handle criminal defense cases of any kind. We have the experience and tools necessary defend you, prosecute debt collectors, creditors and furnishers of credit who are harassing consumers and derogating their credit reports.

Practice Areas
  • Consumer Law
  • Criminal Law
  • Foreclosure Defense
  • DUI & DWI
  • Personal Injury
Fees
  • Free Consultation
  • Credit Cards Accepted
  • Contingent Fees
    Most consumer cases involve "fee-shifting" laws that allow me to recover attorney fees from the Defendant(s)
Jurisdictions Admitted to Practice
Michigan
6th Circuit
Languages
  • English: Spoken, Written
Professional Experience
Principal
Alexander Law Firm
- Current
Education
MSU College of Law
J.D. (1996)
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Michigan State University
B.A. (1988) | Pre-Law
-
Professional Associations
National Association of Consumer Advocates
Member
- Current
Michigan State Bar # 53584
Member
- Current
Publications
Articles & Publications
How To Dispute Inaccurate Credit
Linkedin
Speaking Engagements
Ask The Lawyer, Community House, 380 S Bates St, Birmingham, Michigan
Ask the Lawyer
Open community event to provide an opportunity for Michigan residents to consult with local attorneys regarding various legal issues
Certifications
Co-Chairman
National Association of Consumer Advocates
Websites & Blogs
Website
Website
Legal Answers
29 Questions Answered

Q. 2 roommates and I fell behind on our rent payments. The full amount owed shows on my credit report as Individual Account
A: If you co-signed the creditor/debt collector can collect from either of you or all of you. You all owe the entire debt - although if one pays it off entirely, the others no longer owe the debt. If you try to settle the debt for less than the full balance, be sure to get it in writing that the payment is a full satisfaction of the entire balance. The amount on the "forgiven" debt may be taxed, but I would wait for a 1099-C form or other tax document. If you don't receive a tax form, you should discuss the tax ramifications with your tax professional regarding how to report this. Notably, you should also follow up after your settlement and pull your credit report to see if it is reporting correctly. I would wait 60 days after the settlement to pull your report. If it is not reporting correctly, (still has the full balance, wrong balance, or anyting else not accurate), I would urge you to contact a FCRA lawyer in Michigan.
Q. I was in prison and an ex girlfriend used my identity to try to open several accounts and killed my credit score
A: You can absolutely collect damages if you are a victim of identity theft. Depending on the severity of your credit damage you are entitled to compensation under the Fair Credit Reporting Act. You would first have to set up the lawsuit properly by retaining an experienced FCRA lawyer. You can usually get a free consultation so I urge you to seek representation immediately. A civil action against the perpetrator is not likely to succeed in Michigan. But the FCRA might be the avenue to make this right.
Q. Hello, My home is currently in foreclosure, it went to sheriffs sale 2 weeks ago, no one bought it, so it goes back to
A: No one bought it at the sheriff's sale? This is unusual. Generally, you have 6 months from the date of the sheriff's sale to "redeem" the property. If your father buys the property, he can rent it to whomever he wants. I suggest you contact a foreclosure defense lawyer to review your situation in more detail. Regarding how soon you can get a new mortgage, that all depends on your credit. Assuming your credit is worthy enough to be approved by a lender, you can do that immediately.
Q. Can I use the Statue of Limitations MCL 600.5807 for my form MC03 summons in a Civil Judgement?
A: The 10 year SOL is calculated from the date of default. You have to figure out when your last payment was made and the run date will be 60 or 90 days after that (probably). If you don't have this information you can likely get it from the Plaintiff's lawyer.
Q. Can someone be charged with evidence obtained during a search warrant if it wasnt there residence and they werent presen
A: The admissibility of evidence in a criminal case is a complex matter. The answer to your question depends on a multitude of factual and legal considerations that cannot be determined based on the information you provided. I urge you to contact a criminal defense attorney asap to fill in the blanks and meet for a detailed consultation.
Q. Can you break into your own apartment
A: Good question. Basically, if you are fully paid up and otherwise authorized to reside there, breaking in your own apartment is likely lawful. Depending on the time of the hypothetical break-in, your sobriety at the time, and the method used to break in, you could potentially be charged with breaching the peace or some other common law criminal action. Assuming it's 9 to 5, the best advice would be to call your landlord before attempting entry.
Q. making payments on a car, rent to own. missed two payments, can I get my money back if they take car from me?
A: No. Your car payment is similar to a mortgage payment. Each payment is applied to the balance of your loan. If you miss a payment, you are in default and generally speaking, they now have the right to repossess. The law does not provide for reimbursement of any payments you made.
Q. I bought a jetski and the trailer for it 2 years ago from my old landlord. He gave the title to my ex boyfriend. Well
A: If the landlord won't provide the title, you have to file an equitable action in your local court to compel delivery. However, prior to that, I suggest you hire a lawyer to send a demand letter to the landlord. That should do the trick - and cost you a lot less money.
Q. So I have an offence that hasn't been charged but the offence name and they type of offence are in 2 different categorie
A: I don't see a question here. However, obviously, the second charge is a serious offense. I urge you to contact legal counsel immediately regarding this issue. You should be able to get all of your questions answered (assuming you can be more specific).
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Contact & Map
Office
17200 W. Ten Mile Rd., Ste. 200
Southfield, MI 48075
USA
Toll-Free: (877) 652-0183
Telephone: (248) 246-6353
Fax: (248) 246-6353
Office
26025 Palace Lane, Ste. 201
Bonita Springs, FL 34134
USA
Telephone: (727) 484-0608
Cell: (248) 496-7950
Fax: (248) 496-7950