Adam Alexander

The Alexander Law Firm specializes Fair Debt Collection Practices Act, (FDCPA), Fair Credit Reporting Act, (FCRA), Michigan Lemon, Debtor Defense, Spot Delivery and “Yo-Yo” cases, Telephone Consumer Protection Act, (TCPA), and other consumer protection and employment cases. Attorneys on staff also handle criminal defense cases of any kind. We have the experience and tools necessary defend you, prosecute debt collectors, creditors and furnishers of credit who are harassing consumers and derogating their credit reports.

• Consumer Law
• Criminal Law
• Foreclosure Defense
• DUI & DWI
• Personal Injury

• Free Consultation
• Credit Cards Accepted
• Contingent Fees
  Most consumer cases involve "fee-shifting" laws that allow me to recover attorney fees from the Defendant(s)

Michigan

Since 1996

6th Circuit

Since 2007

Principal

Alexander Law Firm

2005 - Current

MSU College of Law

J.D. (1996)

1992 - 1995

Michigan State University

B.A. (1988) | Pre-Law

1984 - 1988

National Association of Consumer Advocates

Member

2005 - Current

Michigan State Bar # 53584

Member

1996 - Current

How To Dispute Inaccurate Credit

Linkedin

March 2, 2017

Ask The Lawyer, Community House, 380 S Bates St, Birmingham, Michigan

September 15, 2013

Ask the Lawyer

Open community event to provide an opportunity for Michigan residents to consult with local attorneys regarding various legal issues

Co-Chairman

National Association of Consumer Advocates

Q. Can a Financial Institution in Michigan add "Forced Place Insurance" on an Auto loan in light of the Wells Fargo suit?

20 April 2018

A: If your auto loan has a provision permitting forced-placed insurance it is likely legal and enforceable. Did you let your insurance policy lapse? Or did you not carry the minimum amount of coverage called for in the contract? If so, the CU may be able to force it. I would have to read the contract to give you a definitive response, but the Wells Fargo case involved forced-placed insurance on unsuspecting homeowners where the act was not allowed by the mortgage language. The escalation of your monthly payments is unconscionable and outrageous. But it may be legal, depending on what the contracts say.

Q. how can i stop a foreclose on my deceased grandfathers home. My sister is Representative of the estate but she owe taxes

13 April 2018

A: If it is a tax foreclosure, the simplest way to save the home is to pay the balance of the taxes due. I would need more information regarding the timing of the foreclosure to provide more detailed advice.

Q. i filed for bankruptcy in around 2006 and it was appointed. i just changed my daughters bank acct to me the bank took $

13 April 2018

A: That is likely a garnishment based on a prior Judgment. If the Judgment occurred after the bankruptcy discharge it may still be recoverable by the creditor. However, if this debt was, for certain, from a discharged creditor, then I urge you to contact a FDCPA lawyer to protect your legal rights.

Q. Going to be ex-wife filed report and have a warrant for my arrest can she drop them I have not talked to nobody

11 April 2018

A: Hire a criminal lawyer immediately. Don't talk to anyone, including police, until you have consulted with a criminal defense lawyer. Once you consult with the lawyer, he/she will likely advise you to turn yourself in, (assuming there is a warrant out for your arrest). Based on your question, it is difficult to determine exactly what happened. You can fill in those blanks with your lawyer.

Q. My travel trailer is past due and the company that matched me with a buyer will not repossess from the party that has it

4 April 2018

A: I suggest you contact a consumer lawyer in Michigan to review the contract you have with Coast to Coast. Your legal rights largely depend on the contractual language.

Q. How much can collection agencies add in fees/interest on top of an original principal balance owed?

28 March 2018

A: Generally the original contract will govern the potential collection costs. But State and Federal law may limit the collector. I would advise you to let a consumer protection lawyer review all relevant documents before you negotiate with this debt collector.

Q. I’m trying to fight a fraud charge from 2010. My wages are now being garnished. Bankruptcy declared in 2013, any advice?

23 March 2018

A: If your wages are being garnished I assume there is a judgment against you. Fighting a judgment is difficult because you are not permitted to challenge the merits of the underlying lawsuit. It's too late. There are some procedural defenses like lack of service and fraud. But most creditor judgments in Michigan are not realistically subject to reversal. I suggest you contact a debt defense lawyer to review your specific situation and see if there are any options for you.

Q. I need help. I have a court date, but I havent been charged. Will this go on my record forever

22 March 2018

A: I suggest you contact a criminal defense lawyer in your area immediately for representation. You should not go to court on your own. Be sure the lawyers you consider hiring have experience in that court where you are being charged.

Q. Hello I'm trying to get legal advice regarding an assult with multiple family members

16 March 2018

A: If there was a police presence and a police report filed, the more likely there will be charges. Charges are ultimately decided by the prosecutor's office. I would need a bit more information to provide you with a more accurate answer.