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Adam Alexander
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Summary
The Alexander Law Firm specializes in Michigan Lemon Law, Fair Debt Collection Practices Act, (FDCPA), Fair Credit Reporting Act, (FCRA), Debtor Defense, Spot Delivery and “Yo-Yo” cases, Telephone Consumer Protection Act, (TCPA), and other consumer protection and employment cases. The firm also handles criminal defense matters. We have the experience and tools necessary defend you, prosecute debt collectors, creditors and furnishers of credit who are harassing consumers and derogating their credit reports.
Practice Areas
- Consumer Law
- Criminal Law
- Foreclosure Defense
- DUI & DWI
- Personal Injury
Fees
- Free Consultation
- Credit Cards Accepted
- Contingent Fees
Most consumer cases involve "fee-shifting" laws that allow me to recover attorney fees from the Defendant(s)
Jurisdictions Admitted to Practice
- Michigan
- 6th Circuit
Languages
- English: Spoken, Written
Professional Experience
- Principal
- Alexander Law Firm
- - Current
Education
- MSU College of Law
- J.D. (1996)
- -
- Michigan State University
- B.A. (1988) | Pre-Law
- -
Professional Associations
- National Association of Consumer Advocates
- Member
- - Current
- Michigan State Bar # 53584
- Member
- - Current
Publications
Articles & Publications
- Michigan Lemon Law: Calculating the Repurchase
- Adam Alexander
- How To Dispute Inaccurate Credit
Speaking Engagements
- Ask The Lawyer, Community House, 380 S Bates St, Birmingham, Michigan
- Ask the Lawyer
- Open community event to provide an opportunity for Michigan residents to consult with local attorneys regarding various legal issues
Certifications
- Co-Chairman
- National Association of Consumer Advocates
Websites & Blogs
- Website
- Website
Repairing your credit reportLegal Answers
91 Questions Answered
- Q. Hi Sir.,My wife and I signed a auto loan contract in 2013 With a company called Santander.We feel this a bad loan.Since
- A: Why do you feel this is a bad loan?
- Q. I was released from garnishment on 10/21/2018, but started to garnish accounts and payroll again. How to proceed?
- A: I am wondering why the 4/13/17 garnishment was withdrawn and further withholdings discontinued? I need to know that to advise you how to proceed. Regarding the exempt proceeds, I suggest you consult with a credit defense lawyer to review the exemption and discuss a potential FDCPA suit.
- Q. Is a notice to vacate an eviction notice the notice says? I have 10 days to vacate,is this considered a lawful eviction
- A: "Cash for keys" is a common offer to persuade a resident to vacate earlier than scheduled. In your case if there is a court ordered eviction date, you must follow the court order. Have you been to court for the eviction hearing? Is there an eviction order signed by the judge?
- Q. On April 2, 2012, when I was on disability, I had a auto loan & returned a vehicle, 'cause I couldn't afford it no more.
- A: Charging off an account does not prevent the creditor from collecting it. A charge off is simply the process of writing off a bad debt for tax purposes during the relevant fiscal period.
- Q. My son has to have a drug screening done once a year due to an ADHD medication. The last bill I received was may.
- A: Not receiving a bill does not exempt you from owing a debt. I suggest you send them a certified letter requesting the full balance amount, the monthly amount due and a list of all payments made. If you do not believe the balance is correct, you should also deny that you owe that amount. The purpose of the letter is to both get important information and to document your requests just in case there is an issue in the future. (e.g. lawsuit).
- Q. I recieved a summons to file a written answer to the court for a credit card in collections. spoke with collection co.
- A: Just to second the response of Mr. Harris. Don't default!!! You may receive a consent order to sign from the debt collector before your Answer is due. I've seen consumers sign a consent judgment that they thought was a done deal, only to find out that that the debt collector (or the court) entered a default. The default is an avenue for them to get a judgment from you for the entire balance. So, don't default. If you need to file an Answer, the court clerk can provide you with a form. You can also find the form on line. Just research "Michigan answer to complaint form".
- Q. Halloween costume help! Not braking 750.215, but 750.216a, (which I didn't know was a thing).
- A: Nice research. Unfortunately courts take this kind of violation very seriously. Get yourself a lawyer who has experience in the court were the violation occurred. If you don't have a criminal record, you should be able to plea this out to a lesser charge and move on with your life.
- Q. A contractor was paid 147k to repair my home after a fire it is literally falling apart he refuses to return
- A: Is your home habitable? I suggest you obtain an estimate to repair what the contractor failed or refused to repair. Then, seek legal counsel.
- Q. I have a judgement against me by consent allegedly entered by my defense attorney, I don't have an attorney
- A: The case won't be thrown out because of fraud. However, I find it odd that a lawyer made this agreement without your knowledge or consent. You need to find the identity of this lawyer and contact him/her immediately. Once you get the factual background then you can properly take action to either try to vacate the Judgment or negotiate a settlement. Also, a default judgment is more likely to go on your credit report than a consent judgment. I would take a look at your current credit reports.
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