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Adam Alexander

Adam Alexander

Consumer Lawyer Michigan
  • Consumer Law, Criminal Law, Foreclosure Defense...
  • Michigan
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Summary

The Alexander Law Firm specializes Fair Debt Collection Practices Act, (FDCPA), Fair Credit Reporting Act, (FCRA), Michigan Lemon, Debtor Defense, Spot Delivery and “Yo-Yo” cases, Telephone Consumer Protection Act, (TCPA), and other consumer protection and employment cases. Attorneys on staff also handle criminal defense cases of any kind. We have the experience and tools necessary defend you, prosecute debt collectors, creditors and furnishers of credit who are harassing consumers and derogating their credit reports.

Practice Areas
  • Consumer Law
  • Criminal Law
  • Foreclosure Defense
  • DUI & DWI
  • Personal Injury
Fees
  • Free Consultation
  • Credit Cards Accepted
  • Contingent Fees
    Most consumer cases involve "fee-shifting" laws that allow me to recover attorney fees from the Defendant(s)
Jurisdictions Admitted to Practice
Michigan
6th Circuit
Languages
  • English: Spoken, Written
Professional Experience
Principal
Alexander Law Firm
- Current
Education
MSU College of Law
J.D. (1996)
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Michigan State University
B.A. (1988) | Pre-Law
-
Professional Associations
National Association of Consumer Advocates
Member
- Current
Michigan State Bar # 53584
Member
- Current
Publications
Articles & Publications
How To Dispute Inaccurate Credit
Linkedin
Speaking Engagements
Ask The Lawyer, Community House, 380 S Bates St, Birmingham, Michigan
Ask the Lawyer
Open community event to provide an opportunity for Michigan residents to consult with local attorneys regarding various legal issues
Certifications
Co-Chairman
National Association of Consumer Advocates
Websites & Blogs
Website
Website
Legal Answers
59 Questions Answered

Q. Can a Financial Institution in Michigan add "Forced Place Insurance" on an Auto loan in light of the Wells Fargo suit?
A: If your auto loan has a provision permitting forced-placed insurance it is likely legal and enforceable. Did you let your insurance policy lapse? Or did you not carry the minimum amount of coverage called for in the contract? If so, the CU may be able to force it. I would have to read the contract to give you a definitive response, but the Wells Fargo case involved forced-placed insurance on unsuspecting homeowners where the act was not allowed by the mortgage language. The escalation of your monthly payments is unconscionable and outrageous. But it may be legal, depending on what the contracts say.
Q. how can i stop a foreclose on my deceased grandfathers home. My sister is Representative of the estate but she owe taxes
A: If it is a tax foreclosure, the simplest way to save the home is to pay the balance of the taxes due. I would need more information regarding the timing of the foreclosure to provide more detailed advice.
Q. i filed for bankruptcy in around 2006 and it was appointed. i just changed my daughters bank acct to me the bank took $
A: That is likely a garnishment based on a prior Judgment. If the Judgment occurred after the bankruptcy discharge it may still be recoverable by the creditor. However, if this debt was, for certain, from a discharged creditor, then I urge you to contact a FDCPA lawyer to protect your legal rights.
Q. Going to be ex-wife filed report and have a warrant for my arrest can she drop them I have not talked to nobody
A: Hire a criminal lawyer immediately. Don't talk to anyone, including police, until you have consulted with a criminal defense lawyer. Once you consult with the lawyer, he/she will likely advise you to turn yourself in, (assuming there is a warrant out for your arrest). Based on your question, it is difficult to determine exactly what happened. You can fill in those blanks with your lawyer.
Q. My travel trailer is past due and the company that matched me with a buyer will not repossess from the party that has it
A: I suggest you contact a consumer lawyer in Michigan to review the contract you have with Coast to Coast. Your legal rights largely depend on the contractual language.
Q. How much can collection agencies add in fees/interest on top of an original principal balance owed?
A: Generally the original contract will govern the potential collection costs. But State and Federal law may limit the collector. I would advise you to let a consumer protection lawyer review all relevant documents before you negotiate with this debt collector.
Q. I’m trying to fight a fraud charge from 2010. My wages are now being garnished. Bankruptcy declared in 2013, any advice?
A: If your wages are being garnished I assume there is a judgment against you. Fighting a judgment is difficult because you are not permitted to challenge the merits of the underlying lawsuit. It's too late. There are some procedural defenses like lack of service and fraud. But most creditor judgments in Michigan are not realistically subject to reversal. I suggest you contact a debt defense lawyer to review your specific situation and see if there are any options for you.
Q. I need help. I have a court date, but I havent been charged. Will this go on my record forever
A: I suggest you contact a criminal defense lawyer in your area immediately for representation. You should not go to court on your own. Be sure the lawyers you consider hiring have experience in that court where you are being charged.
Q. Hello I'm trying to get legal advice regarding an assult with multiple family members
A: If there was a police presence and a police report filed, the more likely there will be charges. Charges are ultimately decided by the prosecutor's office. I would need a bit more information to provide you with a more accurate answer.
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Contact & Map
Office
17200 W. Ten Mile Rd., Ste. 200
Southfield, MI 48075
USA
Toll-Free: (877) 652-0183
Telephone: (248) 246-6353
Fax: (248) 246-6353
Office
26025 Palace Lane, Ste. 201
Bonita Springs, FL 34134
USA
Telephone: (727) 484-0608
Cell: (248) 496-7950
Fax: (248) 496-7950