Neil Anapol

For almost 32 years, I have represented consumers and small business owners in lawsuits against insurance companies, insurance agents, banks, government entities, and attorneys. My practice is primarily focused on protecting people and businesses against insurance industry abuses. Over the years I have handled numerous cases involving non-payment or underpayment of homeowners claims and commercial property claims; insurers that refuse to defend liability claims; and insurers that unreasonably delay or deny uninsured motorist and automobile property claims.

Insurance Claims

Bad Faith Insurance, Business Insurance, Disability Insurance, Health Insurance, Life Insurance, Motor Vehicle Insurance, Property Insurance

Legal Malpractice

Employment Law

Employee Benefits, Employment Contracts, Employment Discrimination, ERISA, Overtime & Unpaid Wages, Sexual Harassment, Whistleblower, Wrongful Termination

Appeals & Appellate

Civil Appeals, Federal Appeals

Personal Injury

Animal & Dog Bites, Brain Injury, Car Accidents, Construction Accidents, Motorcycle Accidents, Premises Liability, Truck Accidents, Wrongful Death

Business Law

Business Contracts, Business Dissolution, Business Finance, Business Formation, Business Litigation, Franchising, Mergers & Acquisitions, Partnership & Shareholder Disputes

Real Estate Law

Commercial Real Estate, Condominiums, Easements, Eminent Domain, Homeowners Association, Land Use & Zoning, Mortgages, Neighbor Disputes, Residential Real Estate, Water Law

• Insurance Bad Faith

• Free Consultation
  I give free initial consultations on contingency fee cases.
• Contingent Fees

California

Since 1989

Attorney

Law Offices of Neil R. Anapol

1999 - Current

Litigation attorney specializing in insurance bad faith, professional negligence, and employment litigation on behalf of consumers and employees.

University California Los Angeles School of Law

J.D. (1988) | Moot Court

Northwestern University

M.A. (1984) | Communications and Rhetoric

Northwestern University

B.S. (1984) | Debate and Rhetoric

Consumer Attorney Association of Los Angeles

member

1999 - Current

California State Bar  # 141764

Member

1989 - Current

Q. Can I sue my insurance company? Can I only sue for the limit of my coverage?

April 3, 2023

A: There are basically two possibilities. One is that there is a legitimate coverage issue that your insurance company is investigating. Usually, when that happens, the insurance company will let you know in writing that there may not be coverage, and therefore it will not pay your claim immediately (if at all). A legitimate coverage issue could be that some exclusion in the policy applies which takes away coverage, or the insurance company believes you made a misrepresentation when you applied for coverage. The other possibility is that the insurance company is handling your claim (and the claims of third parties) in bad faith. If your insurer committing bad faith, you should retain counsel immediately. You may be able to work out a deal with the party you hit to assign all or part of your bad faith claim in exchange for an agreement not to collect against you. Your first party claim (for damage to your car) might also have significant value as a bad faith case if you were inconvenienced, suffered financial damage, or experienced emotional distress because of your insurance company's bad faith tactics.

Q. Hi I have 2 claims w/Geico hit&run & 4dys l8r vandalism which one went to jail. It’s been since 6/22 for the 1st claim..

March 29, 2023

A: If you have uninsured motorist coverage, you may be able to recover medical expenses and pain and sufffering. Otherwise, you are out of luck unless the police catch the hit and run motorist, and he either has insurance or assets or both.

Q. I am the owner of a transportation logistics business. One of my tractor/trailers was damaged and I am seeking payment

March 6, 2023

A: It depends on how much time has passed since you first reported the claim, and whether you have complied with all of the conditions of the policy. Assuming you have done everything right, and more than 40 days have passed, your insurance company is engaging in bad faith. If the value of the claim is more than $10,000, it is time to consider retaining an attorney to file a lawsuit. If less than $10,000 is at stake, file a small claims complaint yourself.

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