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Lynn Ellen Coleman
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Biography
I offer personal, compassionate assistance with debt and consumer law issues to persons in the Piedmont Triad area of North Carolina.
Practice Areas
- Foreclosure Defense
- Bankruptcy
- Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
Additional Practice Areas
- Collections Defense
- Student Loan Law
- General Civil
Video Conferencing
- Skype
- Zoom
- WebEx
Fees
-
Free Consultation
I offer a free online or telephone consultation. -
Credit Cards Accepted
Debit cad only for bankruptcy. Credit card (all major cards) for other areas. -
Contingent Fees
For certain consumer law cases only. -
Rates, Retainers and Additional Information
I offer flat fees, contingency fees, and hourly fees depending upon the nature of the case.
Jurisdictions Admitted to Practice
- North Carolina
- Texas
- -
Languages
- English: Spoken, Written
Education
- St. Mary's University School of Law
- J.D. | Law
- -
- Trinity University
- B.S. | History, Political Science
- -
Professional Associations
- North Carolina State Bar
- Member
- Current
- National Association of Consumer Advocates
- Member
- - Current
- National Association of Consumer Bankruptcy Attorneys
- Member
- - Current
- North Carolina Bar Association
- Member
- - Current
Legal Answers
170 Questions Answered
- Q. I went to the State Employee credit union in NC to open an account. I was a former client 18 years ago. I want to open
- A: A credit union has no legal obligation to do business with you. Even though the unpaid loan is well past the statute of limitation and cannot be sued upon or collected on, you caused a loss of money to the credit union. Credit unions take this personally because they are member owned. You caused financial harm to their membership all those years ago.
They can't send you a demand letter to pay the loan. They can't put it on your credit report. However, they can say that if you want to choose to do business with us again, if you want to be a member again, you have to pay this loan back to make up for the harm you caused our members back then.
Take your business to a different credit ... Read More
- Q. can the apartment management force me to use their internet/ISP instead of the one i've been using for the past 2 years?
- A: You mentioned that you had spectrum cable in the other unit and I presume you paid for it in the other unit. If that lease required all residents to pay for internet and they offered a transfer on the same terms then yes they can make you continue to "pay double". It is not illegal for an apartment complex to require that all residents pay for the internet serrice they contract with even if you do not use the service.
- Q. get default judgment dismissed for a credit card.im on SS & 69 ys old.can they put a lein. on my home
- A: If you were properly served with the Summons and Complaint, it will be impossible to set aside a default judgment. You can go to the Clerk of Court and ask for the court file to review. If the summons return says you were personally served by the Sheriff or someone who resided with you was personally served, you were properly served. If the Summons and Complaint were served by certified mail or FedEx, there is an Affidavit of Service in the court file which should have a signature card attached or at least proof of where the summons and complaint were delivered. If they were delivered to your residential address, you were properly served.
If the summons and complaint was delivered somewhere ... Read More
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