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We all need legal help sometimes. In many cases, it’s because of debt. Debt helps run our economy – it’s the reason many people can afford things like houses, cars, and other large purchases. It’s the main reason banks exist. However, it can also be extremely stressful for those who are trapped within its clutches. But don’t worry because there are options. For example, a Chapter 7 lawyer may be able to help you discharge debt from things like credit cards and medical bills. A Chapter 13 lawyer may be able to help you restructure your secured debt into more manageable payments. If a bank tries to take your house because you are in arrears, you should consult with an attorney who is familiar with foreclosure procedures.