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Philip D. Althouse has been a practicing attorney since 1991 and is currently a Senior Attorney in the Economic Justice Group at the Legal Aid Society of Cleveland. He has successfully litigated cases against major financial institutions, mortgage companies, home improvement companies, automobile dealers, and other businesses on behalf of Northeast Ohio consumers in state and federal courts. He was author of the chapter on the Ohio Consumer Sales Practices Act for the Ohio Consumer Law Manual published by Thomson Reuters from 2010 through 2016. The manual is widely used among attorneys in Ohio and frequently cited as...