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Terrence H Thorgaard

Terrence H Thorgaard

  • Bankruptcy, Business Law, Estate Planning...
  • Alaska, Florida
Claimed Lawyer ProfileQ&ASocial Media

I was born and raised in Fairbanks, Alaska, where I practiced law from 1977. I was a municipal attorney for the first part of my legal career, and then switched to private practice. I conducted a general private law practice, with emphasis in civil litigation and bankruptcy. I also taught several college-level courses relating to various aspects of the law. In 2004, my family and I moved to Florida and have been here ever since. From 2011 to 2015 I worked for another lawyer in Walton County, assisting him in his office, especially with scheduling of attendance at real estate foreclosure hearings in behalf of secured creditors. I was admitted to the Florida bar in 2016.

Practice Areas
  • Bankruptcy
  • Business Law
  • Estate Planning
  • Municipal Law
  • Real Estate Law
  • Probate
  • Tax Law
Additional Practice Areas
  • General Civil
  • Aviation Law
  • Free Consultation
  • Credit Cards Accepted
  • Contingent Fees
Jurisdictions Admitted to Practice
9th Circuit
U.S. Court of Claims
U.S. District (& Bankruptcy) Court - Northern District of Florida
U.S. District (& Bankruptcy) Court, District of Alaska
U.S. Tax Court
  • English: Spoken, Written
  • French: Spoken, Written
  • German: Spoken, Written
University of Alaska - Fairbanks
B.A. / History (1973)
University of Puget Sound
Websites & Blogs
Legal Answers
2165 Questions Answered

Q. A friend of mine was watching my puppy and let her out to P and she got out the gate and was hit by a car and killed my
A: Your story is not internally consistent. Was it a puppy or a dog that you had owned for five years? Be that as it may, how much was the dog worth (resale value)? Chances are that the expense of a small claims case are not worth the time and money, in my opinion. Also, it could be argued that your recovery should be reduced in proportion to your negligence in failing to properly train the dog not to go onto the street. Finally, is suing your friend for this worth a friendship?
Q. I want to start drawing my social security at 66 but I' m going to continue working full time. Will I lose that way?
A: Generally, if you are 65 or older you can apply for Social Security benefits and are not penalized for working. See a tax professional for the details.
Q. If you surrender a car that you were making payments on can they force you to keep making payments on the car?
A: They can't force you to do anything. But they can sell the car at a "reasonable" sale, and if the car sells for less than what you owe on it, they can sue you for the deficiency. If they do so, and get a judgment, they can take several measures to collect it; generally seize your non-exempt assets to satisfy the judgment.
Q. I was told by a Polk co.sheriff's deputy that that any child 12yrs and up get to make the choice of who that wanted to
A: I doubt that what the deputy told you is correct. In Florida, as in many states, the child's preference is only one of several things the court is required to consider. The child's preference is normally given more weight the older she or he gets, but there is no such ironclad rule.
Q. My child support rate increased and I needed to pay 2 years retro would the be at the increase rate or the original rate
A: Yes, it's probably a mistake. When an increase in child support is ordered, it is not usually retroactive.
Q. The bank foreclosed on home., There was a second mortgage for a Home Equity Loan. They are still billing me. Is this ok?
A: Yes, probably. The second mortgage was probably not paid off when the first mortgage was foreclosed. It may be now unsecured, but it is still probably a valid debt.
Q. Was i allowed to leave the state with my son?
A: From the end of October to now is not quite 5 months. The child's "home state" as defined in the Uniform Child Custody Jurisdiction and Enforcement Act (law in Florida and Alabama) will be Florida until six months has passed; then it will be Alabama. So the father can file a lawsuit in Florida until then. When and if you are served with process regarding such a suit, you should obtain a Florida attorney to defend such a lawsuit. But no; it is not likely that he will be able to obtain a "pick up order" without first giving you notice and an opportunity to be heard. And no, you weren't necessarily required to file something with the courts. After the end of April, if no suit has been filed in Florida, you should consider filing a suit in Alabama.
Q. can someone adopt a child and not have legal papers /have any papers
A: Adoption is done through the courts. There would have been a written court order signed by a judge, but the adoptive parent might not have a copy of it.
Q. I bought a dog and I have a signed receipt. Now his girlfriend claims its hers. He swore his name was on the chip, but i
A: A chip placed in a dog is not the same thing as, for example naming a creditor as a lienholder on a automobile title; a lien is not created. The general rule is that "possession is 9 tenths of the law". I believe she can claim the dog was hers, but when he sold it to you he possessed it, so your claim to the dog is better than hers.
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51 Cross Creek Circle
Freeeport, FL 32439
Cell: (850) 502-9724