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Ray Choudhry

Ray Choudhry

Mid America Law Offices, Ltd.
  • Probate, Divorce, Family Law...
  • Illinois
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Ray recieved his J.D. at Northwestern University in 1974 and M.B.A. at Northwestern University in 1972 with a B.A. at California State, L.A. in 1968. He is a member of the Illinois State Bar Association and Rock Island County Bar Association.

Public Administrator of Rock Island County

Public Guardian of Rock Island County

HUD Foreclosure Commissioner

Practice Areas
  • Probate
  • Divorce
  • Family Law
  • Estate Planning
  • Bankruptcy
  • Social Security Disability
  • Real Estate Law
  • Traffic Tickets
  • Criminal Law
  • Elder Law
  • DUI & DWI
  • Medical Malpractice
  • Free Consultation
  • Contingent Fees
Jurisdictions Admitted to Practice
  • English: Spoken, Written
Professional Experience
Managing Attorney
Mid America Law Offices, Ltd.
- Current
General Counsel
Rock Island County Board Republican Minority Caucus
- Current
General Counsel
Rock Island County Republican Central Committee
- Current
Foreclosure Commissioner
- Current
Rock Island County Public Administrator
Rock Island County, Illinois
Rock Island County Public Guardian
Rock Island County, Illinois
Northwestern University School of Law
Northwestern University
California State University - Los Angeles
Professional Associations
Illinois State Bar Association
- Current
Rock Island County Bar Association
- Current
Illinois State Bar Association
Member, Unauthorized Practice of Law Committee
American Legal Clinic Associaition
Activities: This Association was the genesis for the many changes that have occurred in the way law is practiced. It existed between 1976-1988. The first President was Van O'Steen of Bates & O'Steen v. State Bar of Arizona. This case held that business speech was protected and bar associations could not prevent lawyer advertising.
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Legal Answers
859 Questions Answered

Q. If my husband and I are the joint- with survivorship on his deceased grandmothers bank accounts can they be
A: If it's a true joint account, no. That's the whole point of setting up the account. But, if it was a convenience account, other heirs or legatees could argue that it belongs to her estate. The signature card that was used to set up the account may help. That is because now accounts can be set up in a number of ways, including pay on death.
Q. how to sell a house
A: The house still belongs to the grandfather. His will has to be probated and the house transferred to his son, provided he had no bills. If he was on public benefits such as medicaid, the state may have liens that will have to be paid. It is possible that a title insurance company may be willing to write a policy based on affidavit of heirship for the grandfather to avoid probate of his estate. The Affidavit would say that his sole heir was his son. Worth a phone call.
Q. I have a life insurance policy on myself. The beneficiary owes child support.
A: The policy funds will go to the beneficiary. The person owed back child support can get a court order to have these funds applied to the back child support.
Q. Child support gets taken out of my full-time job check. I'm getting a second job. How do I get child support taken out?
A: As long as the full amount of your child support is taken out of your one job, there is no need for it to be taken out of any other jobs you have.
Q. how is a property divided amongst surviving children of a deceased parent when no will is left?
A: Assuming deceased parent was not married at time of death, the estate is divided equally among all the children. A deceased child's share goes to his or children.
Q. Should I sell my house to my kids before I declare bankruptcy - I was going to pass it on to them when I died.
A: Your question is very complicated. Illinois allows certain exemptions, such as for homestead. If you sell for under market or give away assets prior to filing, the trustee can get those items back and sell them and pay your creditors with the money. Check with a bankruptcy lawyer about your options.
Q. I have received a notice of intent to pursue collection remmedies from the custodial parent. What are my next steps?
A: Modification is for future changes. If you are in violation, you will have to address that as a separate issue. If there really is a need for modification the other side may be willing to work out a deal.
Q. If my ex husband has gotten another GIRL pregnant can she file child support before the baby is born?
A: She can file a paternity case and have a summons served on him. Nothing will happen until the child is born. This allows the court to have jurisdiction over the father in case he decides to skip.
Q. If I handwrite my will, is that considered a legal document as long as I signed it?
A: A will can be hand written. However, to be valid it must be signed before two witnesses who are both present and witness the signing.
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Contact & Map
Mid America Law Offices, Ltd.
1515 5th Ave #430
Moline, IL 61265
Telephone: (309) 797-8000