Ralph Reisinger

Reisinger Law Firm specializes in the representation of Debtors in Bankruptcy. We have successfully represented over 1,500 debtors . We offer competitive rates and include more services than any other Law Firm. We answer outstanding lawsuits to protect you from garnishments at no additional charge, we work on getting garnished funds back at no additional charge, we include one reaffirmation agreement at no additional charge, we pay for your credit counseling, debtors education course and credit report. The additional services and products we provide for free will cost you hundreds of dollars at other firms.

Bankruptcy

Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief

Elder Law

Appeals & Appellate

Civil Appeals, Federal Appeals

• Free Consultation
  Our free consultation is not limited. We take the time needed to discuss your problems and consider solutions. If you have questions after the consultation we will answer them at no additional charge.
• Credit Cards Accepted
• Rates, Retainers and Additional Information
  995 Attorney fee for Chapter 7's single or married. We include credit counseling, debtor education and credit reports in our fee.

Michigan

Since 1983

University of Toledo College of Law

J.D. (1983) | Law

1980 - 1983

Honors: Cum Laude

Activities: President International Law Society

Grand Valley State University

B.A. (1980) | Political Science, German

1976 - 1980

Honors: Cum Laude

Q. My parents died leaving a trust. How do I go about getting the trust dissolved?

August 18, 2023

A: The trust should indicate who the Successor Trustee is. That individual will have to administer the trust assets in accordance with the trust.

Q. I am nearing the end of a Chapter 13 bankruptcy. I need to convert to Chapter 7, however since I am behind on my payment

August 16, 2023

A: For starters make sure you can convert. If you own your home the house value may have gone up substantially and a conversion may not be possible. If you can convert, shop around, you can always substitute attorney's and there may be someone who can help you for less than the quoted amount.

Q. I have roughly 100,000 equity in my house am in disability and have about 20,000 of debt I am having an issue paying

June 19, 2023

A: It depends on your home value. If the home is worth 200,000 the combination of the State Exemption $69,200 and the liquidation cost of $20,000 would reduce the required payoff to around $10,000. If the house is worth more, the amount you would have to pay in would be less because the liquidation amount would be higher. So a 300,000 house, liquidation cost of 30,000 would allow you to pay a minimal amount. You might also consider hiring an attorney that specialized in debt settlement to lower your debt payments.

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