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Nels Hansen

Helping good people get the fresh start they deserve!
  • Bankruptcy, Foreclosure Defense
  • Texas
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The Law Office of Nels C. Hansen PC, strives to help good people just like you individuals, families, business owners get their finances under control and get their lives back on track. Helping good people work toward a fresh start that is what we do, every day, at the Law Offices of Nels C. Hansen PC. Attorney Nels C. Hansen offers valuable advice and information about consumer and business bankruptcy to help his clients make informed decisions about their future. Attorney Nels C. Hansen's over 20 years of service has taught him debt relief strategies for all sort of situations including consumer and business bankruptcy, medical bankruptcy, credit card debt issues and bankruptcy for senior citizens. Don't wait too long! Clients often tell us they wish they wouldn't have waited so long to discuss their debt issues. Contact the Law Office of Nels C. Hansen PC today to schedule a free in-person consultation.

Practice Areas
  • Bankruptcy
  • Foreclosure Defense
Additional Practice Area
  • Student Loan Relief
  • Free Consultation
  • Rates, Retainers and Additional Information
    $250 for a 30 minute Student Loan Analysis
Jurisdictions Admitted to Practice
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  • English: Spoken, Written
Oklahoma City University School of Law
Doctor of Jurisprudence/Juris Doctor (J.D.) | Law
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University of North Texas
B.B.A. (1989) | Real Estate
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Professional Associations
National Association of Consumer Bankruptcy Attorneys
- Current
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State Bar or Texas
- Current
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Websites & Blogs
Legal Answers
70 Questions Answered

Q. I'm looking to file bankruptcy in Texas , but I own a House in P.R. that I can't , Can include in the bankruptcy in Tx
A: The bankruptcy court that you file your bankruptcy in will be determined by where you have lived for the majority of the 180 days immediately before filing. You are required to list all assets and debts when you file bankruptcy and that would include a house in P.R. You should contact an experienced local bankruptcy attorney and schedule a consultation. You can search for an attorney using the Justia "Find a Lawyer" link at the top of this page.
Q. Ch 13 discharged 6/17. One of student loans was reopened 10/17. Getting calls from another closed one.Can they open now?
A: Congratulations on completing your chapter 13, very few people accomplish what you have achieved. In order to discharge the student loan, you will have to file an adversary in addition to a bankruptcy and prove the student loan is an undue hardship. This is easier said than done. When you file bankruptcy Federal Student Loans are put into forbearance. Once your bankruptcy is dismissed or discharged they are taken out of forbearance. Student loans also continue to accrue interest while you were in bankruptcy so you could owe more on them now than when you started. If you have Federal student loans and are in default. You can be subject to a wide range of consequences. Including but not limited to administrative wage garnishment, Tax Refund Intercept, Social Security Offset, denial or revocation of security clearance if you are a federal employee, Federal or State licensing can be in jeopardy or a lawsuit. Before you file your tax return because any refund could be intercepted you should do the following. Confirm what kind of student loan you have, go to the National Student Loan Data System. Select Financial aid review and then accept or decline to use the system. Then log in with your username and login. If you do not have one you can establish one. You should see a complete list of all of your federal student loans. Anything with a yellow triangle and red exclamation point is in default. Once you have confirmed the kind of student loan you have and the status of the loan or loans you can take action to stop garnishment, refund intercept or any of the other consequences. There are a number of income-based repayment plans that help you get both delinquent loans and defaulted loans current and with a payment, you can afford. In some situations, your payment could be as low as $0.00. You should contact your bankruptcy attorney and if they do not handle student loans you may speak with a student loan attorney. You can search for an attorney using the Justia "Find a Lawyer" link at the top of this page.
Q. I was laid off a year ago and entered into a forebearance program with my lender. I went into foreclosure
A: You may have sold your house already. The investor does not want to catch the loan up while you are still in the house because you may then decide not to leave. One of the problems with this type of deal is you will remain responsible for the mortgage until the investor sells the house and pays off the lender or refinances it. If the investor holds the property as an investment you could remain on the mortgage for years. If the loan is paid late it will hit your credit. If the property is foreclosed again you will take another hit. You need to contact a local bankruptcy attorney and schedule a consultation. You can search for an attorney using the Justia "Find a Lawyer" link at the top of this page.
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Contact & Map
Law Office of Nels C. Hansen PC
1000 Heritage Center Cir #102
Round Rock, TX 78664
Telephone: (512) 458-4138
Fax: (512) 458-4213
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