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Michael Frederick Cardoza

Michael Frederick Cardoza

The Cardoza Law Corporation
  • Consumer Law
  • California
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I grew up in the San Francisco Bay Area, joined the Marine Corps and then went to law school. After my active duty time as a trial attorney, I became a senior executive in the debt buying and collections industry on the East Coast. I spent 7 years buying and collecting debts and even running a law firm that collected consumer debt exclusively. I know all the tricks.

I founded The Cardoza Law Corporation to bring the truth to consumers and help you get what you deserve from illegal debt collectors, credit reporting agencies, robo-callers, and businesses that just plain rip you off! You don't have to take it. The laws are on your side and all you have to do is get a free evaluation to see if you have a case that I can litigate for you for no money down. Most people have shame and guilt about a bad financial situation - don't. Illegal debt collection happens every day - it could be happening to you and you don't even know it!

In some cases, clients of The Cardoza Law Corporation may agree to be liable for costs and/or pay fees on an hourly, flat, or contingent basis. The information on this advertising website is not intended to serve as legal advice or as a guarantee, warranty, or prediction regarding the outcome of any particular legal matter. Visiting this site does not constitute the formation of an attorney/client relationship or the establishment of any other type of agreement that implies that legal representation has been offered or accepted.

Practice Area
  • Consumer Law
Additional Practice Areas
  • Military Consumer Protection
  • Credit Reporting Disputes
  • Debt Collection Harassment
  • Free Consultation
  • Credit Cards Accepted
  • Contingent Fees
Jurisdictions Admitted to Practice
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Georgetown University Law Center
J.D. (1997)
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University of California - Los Angeles
B.A. (1993) | Business-Economics
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Professional Associations
State Bar of California  # 194065
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Articles & Publications
The Secret World of Debt Collection
Word Press Association
Contact & Map
The Cardoza Law Corporation
548 Market St # 80594
San Francisco, CA 94104
Toll-Free: (855) 982-2400
Telephone: (415) 488-8041
Fax: (415) 651-9700
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