Kevin Kump

Kevin Kump has practiced law in California since 1988. His career began by representing banks, financial institutions and landlords. He held executive positions as an in-house lawyer for WFS Financial (now Wells Fargo), BBVA Bancomer USA (a division of one of the world’s largest banks), and Toyota Financial Services (the world's largest captive auto finance company). This experience gave Kevin a unique expertise in financial litigation and consumer compliance for financial institutions and automobile finance companies. The Law Office of Kevin Kump now helps consumers and individuals in their fight against big corporations. If you are being harassed by debt collectors, had a car repossessed, purchased a “lemon”, received unwanted marketing calls, suffered credit report damage, or have been mistreated by an evil landlord, the Kump firm is here to help. Kevin knows the tactics and tricks used by these big corporations and their expensive lawyers. We are here to help you through the fight! Mission Statement: To fearlessly protect individuals against the unfair deception and abuse of big corporations.?

• Car Accidents
• Lemon Law

• Free Consultation
• Contingent Fees
  Most cases are handled on a contingency agreement, which means that clients don't pay unless I recover. In many cases, your bank, creditor or other party will pay my fees.
• Rates, Retainers and Additional Information
  Flat Fee, Contingency and other options available

California

Since 1988

VP and Legal Counsel

Wells Fargo Dealer Services (fka WFS Financial)

2011 - 2015

Managed the legal department of a premier, national automobile finance company. Supervised legal staff of 10. ? Acted as lead attorney on numerous in-house litigation matters and managed outside defensive and complex litigation matters. ? Counseled and trained company employees on automobile finance, secured transactions, debt collection, dealer relations, and insurance issues. ? Developed, reviewed, and approved legal forms and company policies relating to nationwide auto-finance business, including training in FDCPA and Fair Credit Reporting. ? Maintained relationships with outside counsel across the country to litigate 7,500+ collection cases. ? Supported all loss mitigation functions, such as repossessions, remarketing and bankruptcy.

National Managing Counsel

Toyota Financial Services

2011 - 2015

Managing Counsel in the Consumer Products Legal Group of the largest captive automobile finance company in the country. Primarily responsible for managing the company’s litigation and for supporting the company’s insurance and ancillary products group, finance and lease originations, servicing, debt collection and bankruptcy. ? Managed all litigation related to the company’s finance and lease business as well as insurance and ancillary products. Supervised outside counsel, developed litigation strategy, controlled budgets, calculated litigation reserves and coordinated evidence preservation. Increased profits by hundreds of thousands of dollars by conducting internal investigations, interviewing witnesses, performing risk assessments and balancing potential exposure with the economics of litigation. ? Participated on several CFPB preparation teams involving review and analysis of CFPB directives and application to company functions, such as fair lending, finance and insurance, debt collection and vendor management. ? Member of several steering committees related to product development, including setting priorities and budgets. ? Provided research and guidance on project to revise and update nationwide lease agreements. ? Reviewed, advised and approved marketing material, product agreements, dealer and associate training materials and policies and procedures. ? Instrumental in developing two new proprietary products, Excess Wear & Use and Tire & Wheel coverage.

VP and Legal Counsel

BBVA Bancomer USA

2006 - 2008

Legal Counsel and member of Senior Management Team of the California affiliate of one of the world’s largest banks. Served as a secretary to board of directors and participated in matters relating to compliance and risk, litigation management, deposits, commercial and consumer lending, contract/vendor relationships, product development, branch leasing, and employment issues. Chaired a team of executive managers to increase the bank’s regulatory rating. Participated on executive committee, director’s loan committee, anti-money laundering committee and products committee.

Western State University College of Law

Juris Doctor (1986)

Whittier College

Bachelor of Science (1983)

Honors: Varsity Baseball.

Fullerton Community College

Associate of Arts (1981)

Honors: Dean's Honor List.

Inland Empire Bankruptcy Forum

Member

Current

Morgan Bankruptcy Academy

Member

Current

California State Bar  # 134043

Member

1988 - Current

FDCPA Update

California Credit Union Collection Council

FDCPA Update

September 17, 2010

California Credit Union Collection Council

Handling Small Claims

June 15, 2010

California Credit Union Collection Council

Bankruptcy and Chapter 13 Lien Stripping

March 11, 2010

California Credit Union Collection Council