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Joseph Michael Romano

Joseph Michael Romano

Your Life Is A Contract. I write, negotiate and litigate all types of contracts
  • Bankruptcy, Consumer Law, Entertainment & Sports Law ...
  • Ohio
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I always knew I wanted to do something in consumer protection. I started my first career out of graduate school as a policy analyst in the Office Of Public Safety for The Mayor of The City Of Los Angeles. I helped increase the quality of life of 12 million Angelenos and did not know any of them. So, I decided to move back to Cleveland to help the people I grew up with, saw on a daily basis, shared interests and cares with, and came to know and call friend.

II went to law school to do just that. Corporations don't need help. They have high-priced lawyers in really tall buildings that charge them a lot of money to help them when they get in trouble. I have always worked for "the people." That's just where my heart is.

I help people with financial troubles, navigating through Chapter 7 and and Chapter 13 bankruptcies to help them save their homes from foreclosure, cars from repossession, and stop lawsuits and garnishments. I also represent people who bought crappy cars from used car dealers, had home renovations done from horrible companies, and were taken by foreclosure "rescue companies" that take your money and do nothing for you.

Unlike other attorneys who are located in other parts of Ohio, and have an empty office in Cleveland so it looks good for Google, I am a REAL attorney and I have a REAL office and I will meet you IN PERSON to discuss your issues - because I LIVE and WORK IN the Greater Cleveland Area.

If you've been defrauded out of your hard-earned money you need to enforce your rights. I will do what I can to help anyone out of a jam. If I cannot, I will find you someone who can.


Practice Areas
Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
Consumer Law
Entertainment & Sports Law
Business Law
Business Contracts, Business Dissolution, Business Finance, Business Formation, Business Litigation, Franchising, Mergers & Acquisitions, Partnership & Shareholder Disputes
Landlord Tenant
Evictions, Landlord Rights, Tenants' Rights
Real Estate Law
Commercial Real Estate, Residential Real Estate
Additional Practice Area
  • Small Business Consulting
  • Free Consultation
    The first hour to evaluate your case is always free for Bankruptcy and Consumer Protection issues.
  • Credit Cards Accepted
    I accept payment by credit card and debit card via PayPal.
Jurisdictions Admitted to Practice
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6th Circuit
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Northern District of Ohio Federal Court
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Southern District of Ohio Federal Court
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  • English: Spoken, Written
Professional Experience
William J. O’Neill Great Lakes Regional Bankruptcy Institute
Case Western Reserve University School of Law
J.D. (2001) | Law
Honors: NITA, Mock Trial Competition, Regional Champion
Activities: Student Representative, 1998 - 1999, 1999 - 2000 Ault Mock Trial Team, 2000 - 2001 Manager, Moot Court Team, 2001
Case Western Reserve University School of Law Logo
University of Southern California
Master of Public Administration (1997) | Judicial Administration
Activities: Graduate House Advisor at USC Office of Student Life
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Bowling Green State University
B.A. (1994) | Political Science
Activities: Phi Sigma Kappa Fraternity
Bowling Green State University Logo
Super Lawyer
Ohio Lawyers Magazine
Given to the Top 5% of lawyers practicing in a particular area of law. Awarded in the area of Consumer Bankruptcy Law.
Rising Star
Ohio Lawyers Magazine
Awarded to the top 2.5% of attorneys under the age of 40 for outstanding practice.
Rising Star
Ohio Lawyers Magazine
Awarded to the top 2.5% of attorneys under the age of 40 for outstanding practice.
Professional Associations
Cleveland Metro Bar Association
- Current
Activities: Member of the Bankruptcy Section
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Columbus Credit Education Coalition
- Current
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National Association of Consumer Bankruptcy Attorneys
- Current
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Ohio State Bar
- Current
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American Bar Association
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NFL Players Association
Registered Agent
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Articles & Publications
“Legal Information Pamphlet” on Personal Bankruptcy
Ohio State Bar Association
Speaking Engagements
Bankruptcy Issues in State & Municipal Court - Update, Continuing Legal Education for Magistrates & Judges, Video Teleconference/Web Conference
Ohio Judicial College
Bankruptcy Issues in Municipal/Common Pleas Courts, Continuing Legal Education, Video Teleconference/Web Conference
Ohio Judicial College
At The Intersection Of Domestic Street and Bankruptcy Avenue, Annual CLE Program, College of Wooster - Lean Lecture Room
Wayne County Bar Association
The Impact of Bankruptcy on Civil Cases, Spring Conference, Spring Conference, Cherry Valley Lodge, Newark, OH
Ohio Association of Magistrates
Consumer Bankruptcy: The Basics of Chapter 7 and Chapter 13, Continuing Legal Education Seminar, Columbus, OH
National Business Institute
Debtor/Creditor Issues in Municipal Court, Regional Conference, Columbus, OH
Ohio Judicial College
Debtor/Creditor Issues in Municipal Court, Regional Conference, Strongsville, OH
Ohio Judicial College
Registered Agent
NFL Players Association
Websites & Blogs
The Romano Law Firm
Legal Answers
15 Questions Answered
Q. I’m being sued for $12,000 for a car accident that was legally my fault. Would I be able to file bankruptcy?
A: It depends on the cause of the accident. Don't answer that in this thread. You'll need to sit with an attorney to discuss what happened in order to see whether the debt to be incurred would be dischargeable in a bankruptcy.
Q. GE credit union took my money out my account for a car loan while in ch.7 bankruptcy before I could surrender the car
A: I agree with Mr. Denison. Just to add one point, it wouldn't really matter whether they knew or not. If they knew, then its a wilful violation of the automatic stay, which sounds like that was his point. If they didn't know, they still have to give the money back, its just not a violation of the automatic stay.
Q. Need to file bankruptcy had one car repossessed and another up for repo now. Also many other debts.
A: It all sounds possible. But, without knowing more about each particular debt, its impossible to tell. Best to contact an attorney to discuss these, and your greater financial situation, to get answers to these questions and to determine a best course of action.
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Contact & Map
Cleveland Office
526 Superior Avenue
333 Leader Building
Cleveland, OH 44114
Telephone: (216) 621-7777
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