John Robinson

We offer Contact-Free services

This acclaimed central Kentucky law firm hosts attorneys with more than a combined thirty five years of legal experience. Attorneys John C. Robinson and Benjamin M. Salyers have assisted thousands of clients in Louisville, Frankfort, Shelbyville, and surrounding communities.

If your finances are overwhelming you or you have been injured as a result of someone's negligence, this is the firm to call immediately so Mr. Robinson or Salyers can take immediate action to protect your legal interests and get your life back on track.

Bankruptcy

Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief

Personal Injury

Animal & Dog Bites, Brain Injury, Car Accidents, Construction Accidents, Motorcycle Accidents, Premises Liability, Truck Accidents, Wrongful Death

Medical Malpractice

Birth Injury, Medical Misdiagnosis, Pharmacy Errors, Surgical Errors

Workers' Compensation

Divorce

Collaborative Law, Contested Divorce, Military Divorce, Property Division, Same Sex Divorce, Spousal Support & Alimony, Uncontested Divorce

• Car Accidents

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• Free Consultation
• Credit Cards Accepted
• Contingent Fees

Kentucky

Since 1998

Attorney

Robinson Salyers, PLLC

Current

University of Kentucky College of Law

J.D. (1997) | Law

1993 - 1997

Transylvania University

B.S. (1993) | Economics

1989 - 1993

Honors: With Honors

Activities: Vice President of Transylvania's Economics Honor Society

Kentucky State Bar

Member

Current

National Association of Consumer Bankruptcy Attorneys

Member

Current

Pre-Bankruptcy Planning, 15th Biennial Consumer Bankruptcy Law Conference, University of Kentucky CLE (held by Zoom Video)

December 9, 2020

University of Kentucky, J. David Rosenberg College of Law

In this 60 minute session, attorney John C. Robinson (with attorneys J. Claire Edwards and Michael Baker) detailed current challenges presented by COVID restrictions in preparing individuals to seek and assert protections available to them under the U.S. Bankruptcy Code. Other matters addressed were the interplay between exemption planning and its counterweight, 11 U.S.C. 727(a)(2)

Q. We have $50,000 in debt that we may file Chp7 on, but we don’t want to file on a tractor we bought last year.

January 18, 2023

A: Great question, and one that I frequently field from potential filers. The John Deere Finance loan will have to be identified in the bankruptcy schedules. This ABSOLUTELY does NOT mean that you have to give up the tractor. There are multiple paths available to keep the tractor. One path, reaffirmation, would involve you signing a new contract (a "reaffirmation" agreement) as part of the bankruptcy case. When you reaffirm a debt you sign a new contract with the creditor. Typically the terms of a reaffirmation are the exact same as the original/current contract. When you "reaffirm" you re-obligate yourself on the account as if you did not file as to that particular debt. The second path forward is commonly referred to as a "ride-through." When you ride-through, you simply continue to make the payments. The creditor applies the payments in accordance with the terms of the contract, and releases any lien/security interest when all payments are made. When you ride-through, you do not re-obligate yourself. This means that if something happens after the BK and you do not want the property or are unable to make the payments, you simply surrender the tractor to John Deere Finance. John Deere would not be able to pursue you for any more money if the collateral doesn't sell for enough to pay the account in full after you surrender it. Thanks for the question and best of luck along your financial path.

Q. My husband and ex wife had a vehicle together. And they failed to make the payments. Can my husband file bankruptcy?

November 1, 2019

A: Yes, he can file for bankruptcy. However, if he agreed in his divorce to assume responsibility (sometimes referred as "indemnify and hold harmless) for the debt it becomes more complex. If so, his attorney needs to think through the fact that a Chapter 13 discharge eliminates marital obligations that may not be eliminated by a Chapter 7 discharge.

Q. I own two vehicles. One is paid for i have loan on the other which my mom cosigned for. Can i keep then both chap 7 n KY

May 21, 2019

A: In all likelihood, yes. The only problem would be if the two vehicles have a lot of value (equity in the vehicle with the loan). You will just need to continue making the loan payments to keep the second vehicle.