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Jeffrey William Narmore

Jeffrey William Narmore

Narmore Law Office LLC
  • Bankruptcy
  • Georgia, New York
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Bankruptcy is my area of expertise. It’s what I do, and it’s all I do. I only represent individuals seeking relief under the Bankruptcy Code. From 2009 to 2019 I served as staff attorney to the Chapter 13 Trustee in Savannah, Georgia. I represented the Trustee in every aspect of thousands of Chapter 13 bankruptcy cases each year, including regular appearances in Court hearings, meetings of creditors, trials and written briefs. The Trustee’s duties include assisting debtors in proposing and performing a Chapter 13 plan. I have an excellent understanding of what is necessary for a successful bankruptcy case.

Prior to working for the Chapter 13 Trustee I served as law clerk to a Bankruptcy Judge in Poughkeepsie, New York for six years. I have also worked at a large bankruptcy firm in New York City and taught bankruptcy law as an adjunct professor.

I promise clients:

1.) Every aspect of your case, from beginning to end, will be handled by the same experienced attorney.

2.) Individual Attention. My business model is a simple one: I keep costs low so that I can provide the necessary attention to a small group of clients to make sure they receive the best representation possible.

3.) Two-Way Communication. All good relationships are based on communication and understanding. I want my clients to know they have been heard and understood, to know what is happening at every stage in their cases, and why.

4.) No Nonsense. I believe in handling matters efficiently. I respond to messages and requests promptly. I make sure clients are always in compliance with the law, and that they receive every benefit available to them under those laws.

5.) Honest Assessment. I will be candid about the challenges you might face during bankruptcy so you’ll be aware of those issues from the beginning. I won’t take your case ­– or your fee ­– if I don’t think bankruptcy relief will help you.

If you need my help, I look forward to hearing from you.

Practice Area
Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
  • Free Consultation
    I will be happy to meet with you to discuss your situation, whether a bankruptcy case would be a good solution, and whether Chapter 7 or Chapter 13 would be the best option. Sorry, no telephone consultations.
  • Rates, Retainers and Additional Information
    Chapter 7 fees beginning at $800. The Southern District of Georgia allows Chapter 13 attorney fees of up to $4,500 (which can be paid over time during your case), but I will charge significantly lower fees for many clients. Attorney fees do not include Court filing fee and credit counseling fee.
Jurisdictions Admitted to Practice
State Bar of Georgia
ID Number: 412079
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New York
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Professional Experience
Managing Member
Narmore Law Office LLC
Staff Attorney
Office of the Chapter 13 Trustee - Savannah, Georgia
Law Clerk
Honorable Cecelia G. Morris, U.S. Bankruptcy Court, Southern District of New York
Adjunct Professor
City University of New York - Lehman College
Paralegal Program
Associate Attorney
Kramer, Levin, Naftalis & Frankel LLP
Law Clerk
Honorable Adlai S. Hardin, Jr., Southern District of New York
Brooklyn Law School
J.D. (2000)
Honors: Cum Laude
Brooklyn Law School Logo
University of Indianapolis
B.S. (1995) | Journalism
Honors: Magna cum laude
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Professional Associations
State Bar of Georgia  # 412079
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National Association of Consumer Bankruptcy Attorneys
- Current
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New York State Bar  # 3991031
- Current
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Websites & Blogs
Narmore Law Office LLC
Legal Answers
11 Questions Answered
Q. A garnishment was filed against me 12/12. Is this now dead? Do I need be concerned?
A: Good morning. Your question does not specify whether the garnishment was filed against your employer, a bank account, or something else. I would be curious whether any funds have been paid on that garnishment to date, and to understand why or why not.

What follows is general advice: No, I do not think you are safe to assume that the garnishment is dead. As a general proposition in Georgia, a garnishment continues for, let's say "at least" 180 days. If the garnishment was filed December 12, that is currently fewer than 180 days. There may be arguments for the garnishment continuing after that, and a creditor can easily renew the garnishment.

If you believe you have wages or funds that could be vulnerable because of this garnishment, it would be in your best interest to consult an attorney who can address your specific situation.

Wishing you the best of luck in resolving this issue.
... Read More
Q. If you’re in ch 13 case in Georgia. Is the stimulus part an asset of your bankruptcy estate that must be surrendered ?
A: Hi there. Lots of people asking that question today! The CARES Act amended the Bankruptcy Code to exclude the stimulus payments from the definition of "current monthly income," meaning that if you can show that the funds come from the stimulus payment, they should be treated the same as Social Security and VA Disability, and exempt.
Q. I’m in chapter 13 bankruptcy in Georgia. Will the trustee be able to seize my stimulus check?
A: Good afternoon. The CARES Act amended the Bankruptcy Code to exclude the payments from the definition of "current monthly income." This means that the stimulus payments will likely be treated the same as Social Security or VA Disability benefits, and exempt from being seized by Trustees.

Wishing you all the best,

Jeff Narmore
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Contact & Map
Narmore Law Office LLC
138 Canal Street
Suite 508
Pooler, GA 31322
Telephone: (912) 454-2329
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