Heather A. Harwell

Attorney Heather Harwell has been practicing law for 27 years, gaining extensive experience in litigation and consumer debt issues. Her practice is focused in Bankruptcy, Consumer Credit Card Defense, Debt Defense, Fair Debt Collection Practice Violation Actions and Consumer Credit Reporting Issues.

• Credit Card Debt Defense
• Credit Reporting Issues

• Free Consultation
• Credit Cards Accepted
• Contingent Fees

Florida

Since 1989

Federal Circuit

Owner

Law Office of Heather A Harwell, PA

2010 - Current

Appeals, Litigation; Focusing on consumer debt related issues.

University of Michigan - Ann Arbor

Michigan State University

Mercer University Walter F. George School of Law

J.D.

National Association of Consumer Advocates

Member

Current

Women Lawyers of Pasco

Member

Current

Q. I was injured in a car accident, but I wasn't driving, can I sue?

April 4, 2011

A: You can always sue any party other than yourself for your injuries. The more important question is whether or not it will be worth your while. I assume that you were a passenger in a vehicle that was not owned by you at the time of the accident. If this is the case, you may assert a claim against all parties at fault for the accident. Further, if you own a vehicle and have uninsured / underinsured motorist coverage, you may make a claim against your uninsured underinsured motorist carrier as well. The amount you receive will depend upon your injuries, your medical bills, the damages you incurred, your prior history or injuries and accidents and the amount available to pay out to you. For example, if you have $100,000 in damages and the at-fault party has only $10,000 in insurance coverage and no assets or garnishable income and you have no uninsured / underinsured motorist coverage, you may receive nothing because the $10,000 will have to be used to pay the doctors who most likely will maintain liens. Even if you obtain a judgment against someone, if he or she does not have insurance or assets, he may put the judgment against him or her through bankruptcy and dispose of the judgment like any other creditor's debt.

***Ms. Harwell is licensed to practice law in Florida. In accordance with the Justia community guidelines, this communication does not constitute "legal advice", nor does it form an attorney-client relationship. This communication is provided for the purpose of general informational purposes only. Additional facts and information pertaining to the relevant question above could significantly change this response and make it inapplicable to your personal circumstances. Many attorneys offer free consultations and Ms. Harwell strongly advises that you take advantage of this opportunity to discuss your particular situation in detail and obtain legal advice most suited to your personal situation. ... Read More

Q. My parents were killed in a car crash in 1971 in florida. could there be monies to be collected, ans how can i find out

April 4, 2011

A: If the accident occurred in 1971, you are years past the last date to file a lawsuit against the party or parties at fault. Unfortunately, once this date passes and no suit has been filed, it is highly unlikely that the responsible party or his or her insurance carrier will pay out on a claim.

***Ms. Harwell is licensed to practice law in Florida. In accordance with the Justia community guidelines, this communication does not constitute "legal advice", nor does it form an attorney-client relationship. This communication is provided for the purpose of general informational purposes only. Additional facts and information pertaining to the relevant question above could significantly change this response and make it inapplicable to your personal circumstances. Many attorneys offer free consultations and Ms. Harwell strongly advises that you take advantage of this opportunity to discuss your particular situation in detail and obtain legal advice most suited to your personal situation. ... Read More

Q. Assets in a revocable trust- are they safe from law suits as a result of an accident

April 4, 2011

A: If you are a grantor, assets in a revocable trust are not protected from your creditors, including law suit judgments. Generally, if you are the beneficiary, and the irrevocable trust is properly drafted the assets are protected from your creditors, including law suit judgments, until distribution to you.

***Ms. Harwell is licensed to practice law in Florida. In accordance with the Justia community guidelines, this communication does not constitute "legal advice", nor does it form an attorney-client relationship. This communication is provided for the purpose of general informational purposes only. Additional facts and information pertaining to the relevant question above could significantly change this response and make it inapplicable to your personal circumstances. Many attorneys offer free consultations and

Ms. Harwell strongly advises that you take advantage of this opportunity to discuss your particular situation in detail and obtain legal advice most suited to your personal situation. ... Read More