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Heather A. Harwell

Consumer Bankruptcy & Debt Management Attorney
  • Bankruptcy, Consumer Law, Appeals & Appellate
  • Florida
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Summary

Attorney Heather Harwell has been practicing law for 27 years, gaining extensive experience in litigation and consumer debt issues. Her practice is focused in Bankruptcy, Consumer Credit Card Defense, Debt Defense, Fair Debt Collection Practice Violation Actions and Consumer Credit Reporting Issues.

Practice Areas
  • Bankruptcy
  • Consumer Law
  • Appeals & Appellate
Additional Practice Areas
  • Credit Card Debt Defense
  • Credit Reporting Issues
Fees
  • Free Consultation
  • Credit Cards Accepted
  • Contingent Fees
Jurisdictions Admitted to Practice
Florida
Federal Circuit
Languages
  • English: Spoken, Written
Professional Experience
Owner
Law Office of Heather A Harwell, PA
- Current
Appeals, Litigation; Focusing on consumer debt related issues.
Education
University of Michigan - Ann Arbor
Michigan State University
Mercer University Walter F. George School of Law
J.D.
Professional Associations
National Association of Consumer Advocates
Member
Current
Women Lawyers of Pasco
Member
Current
Websites & Blogs
Website
Consumer Bankruptcy | Debt Management | Fair Debt Collections Harassment Actions
Legal Answers
6 Questions Answered

Q. I was injured in a car accident, but I wasn't driving, can I sue?
A: You can always sue any party other than yourself for your injuries. The more important question is whether or not it will be worth your while. I assume that you were a passenger in a vehicle that was not owned by you at the time of the accident. If this is the case, you may assert a claim against all parties at fault for the accident. Further, if you own a vehicle and have uninsured / underinsured motorist coverage, you may make a claim against your uninsured underinsured motorist carrier as well. The amount you receive will depend upon your injuries, your medical bills, the damages you incurred, your prior history or injuries and accidents and the amount available to pay out to you. For example, if you have $100,000 in damages and the at-fault party has only $10,000 in insurance coverage and no assets or garnishable income and you have no uninsured / underinsured motorist coverage, you may receive nothing because the $10,000 will have to be used to pay the doctors who most likely will maintain liens. Even if you obtain a judgment against someone, if he or she does not have insurance or assets, he may put the judgment against him or her through bankruptcy and dispose of the judgment like any other creditor's debt. ***Ms. Harwell is licensed to practice law in Florida. In accordance with the Justia community guidelines, this communication does not constitute "legal advice", nor does it form an attorney-client relationship. This communication is provided for the purpose of general informational purposes only. Additional facts and information pertaining to the relevant question above could significantly change this response and make it inapplicable to your personal circumstances. Many attorneys offer free consultations and Ms. Harwell strongly advises that you take advantage of this opportunity to discuss your particular situation in detail and obtain legal advice most suited to your personal situation.
Q. My parents were killed in a car crash in 1971 in florida. could there be monies to be collected, ans how can i find out
A: If the accident occurred in 1971, you are years past the last date to file a lawsuit against the party or parties at fault. Unfortunately, once this date passes and no suit has been filed, it is highly unlikely that the responsible party or his or her insurance carrier will pay out on a claim. ***Ms. Harwell is licensed to practice law in Florida. In accordance with the Justia community guidelines, this communication does not constitute "legal advice", nor does it form an attorney-client relationship. This communication is provided for the purpose of general informational purposes only. Additional facts and information pertaining to the relevant question above could significantly change this response and make it inapplicable to your personal circumstances. Many attorneys offer free consultations and Ms. Harwell strongly advises that you take advantage of this opportunity to discuss your particular situation in detail and obtain legal advice most suited to your personal situation.
Q. Assets in a revocable trust- are they safe from law suits as a result of an accident
A: If you are a grantor, assets in a revocable trust are not protected from your creditors, including law suit judgments. Generally, if you are the beneficiary, and the irrevocable trust is properly drafted the assets are protected from your creditors, including law suit judgments, until distribution to you. ***Ms. Harwell is licensed to practice law in Florida. In accordance with the Justia community guidelines, this communication does not constitute "legal advice", nor does it form an attorney-client relationship. This communication is provided for the purpose of general informational purposes only. Additional facts and information pertaining to the relevant question above could significantly change this response and make it inapplicable to your personal circumstances. Many attorneys offer free consultations and Ms. Harwell strongly advises that you take advantage of this opportunity to discuss your particular situation in detail and obtain legal advice most suited to your personal situation.
Q. Does a person need an atterney in a civil suit
A: A person who has not been previously deemed legally incompetent may represent himself or herself in a suit. However, the answer as to whether or not a person should represent himself or herself depends upon the nature and complexity of the issues that will be involved in the lawsuit as well as the experience, education and knowledge of the person himself or herself. A person who is not a licensed attorney in the relevant state cannot represent another person although a parent or guardian may file or defend a suit on behalf of his or her child. Small claims court is generally set up to accommodate small value matters and accommodate persons who represent themselves. Always take advantage of free consultations to have an attorney review your particular situation. Ask the attorney very pointed questions about each necessary step in the process. specifically ask the attorney if the matter is something that you could handle by yourself. If you feel comfortable with handling the matter yourself, do so. Keep in mind though that if the matter is unexpectedly beyond your capabilities, you may cause significant and irreversible damage to your position. If you take on a matter yourself and feel that you get in over your head, you can hire a lawyer at any time during the process. If you can afford to do so, it is always best to hire an attorney who practices in the area of law applicable to the issues in the case. ***Ms. Harwell is licensed to practice law in Florida. In accordance with the Justia community guidelines, this communication does not constitute "legal advice", nor does it form an attorney-client relationship. This communication is provided for the purpose of general informational purposes only. Additional facts and information pertaining to the relevant question above could significantly change this response and make it inapplicable to your personal circumstances. Many attorneys offer free consultations and Ms. Harwell strongly advises that you take advantage of this opportunity to discuss your particular situation in detail and obtain legal advice most suited to your personal situation.
Q. Husband lives in fort lauderdale he divorced me and i did not know how do i get my divorce papers
A: Since your husband lives in Fort Lauderdale, I am assuming that he obtained the divorce in Broward County, Florida. First, check on line at the following link: http://www.browardclerk.org/BCCOC2/Pubsearch/CaseSearch.aspx; once you have located your case, save the case number and case name information. Next, call the Broward County Family Law Division Clerk at 954-831-6253 and ask how many pages the Final Judgment with Attachments is and how much it will cost for a copy of the order; if you want a certified copy, ask what the charge for this is as well. Also ask the clerk what forms of payment are accepted and if you can order a copy of the Final Judgment over the telephone. If not, mail a letter to the Broward County Clerk, Attn: Family Law Division, specifically stating the case number, the name of the case, what you are requesting, the amount enclosed for the request. Make sure to enclose a large envelope addressed to you with sufficient postage to accommodate the number of pages of your final judgment with attachments so that the clerk may send the judgment back to you. Additional contact information regarding the Broward County Clerk of Court may be found at http://www.browardclerk.org/Clerkwebsite/ClerkofCourts/InternalTeleList..... ***Ms. Harwell is licensed to practice law in Florida. In accordance with the Justia community guidelines, this communication does not constitute "legal advice", nor does it form an attorney-client relationship. This communication is provided for the purpose of general informational purposes only. Additional facts and information pertaining to the relevant question above could significantly change this response and make it inapplicable to your personal circumstances. Many attorneys offer free consultations and Ms. Harwell strongly advises that you take advantage of this opportunity to discuss your particular situation in detail and obtain legal advice most suited to your personal situation.
Q. I need to know where the closest Legal Aid Office to Starke, FL is located so I can obtain a divorce and custody of kids
A: Most legal aid offices function primarily in the county where located. The clerk of court may have a list in your area as well as attorneys who may be willing to perform pro bono (without pay) work for you. If the clerk of court does not have this information, contact the Florida Bar.
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Contact & Map
Law Office of Heather A Harwell, PA
27446 Cashford Circle
Ste. 101
Wesley Chapel, FL 33544
USA
Law Office of Heather A Harwell, PA
Bahia Lane
Fort Myers, FL 33908
USA
Telephone: (813) 907-2933