Elizabeth Fowler Lunn

For over 20 years I have helped 1000's of individuals navigate the claims process for government benefits. Social Security disability and Veterans benefits are federal programs with often complicated and confusing claims processes. I work with each client personally to help make the process go as smoothly as possible.

Social Security Disability

Military Law

Veteran's Benefits

• Google Meet
• Zoom
• Microsoft Teams

• Free Consultation
  There is never a charge for a case evaluation
• Contingent Fees
  25% for Social Security 20% for Veterans Compensation

North Carolina

Since 1999

Court of Appeals for Veterans Claims

Since 2009

Partner

Lunn & Forro, PLLC

2011 - Current

Attorney

Wolf & Hogan, PC

2009 - 2011

Attorney

Charles Hall Law Firm

2004 - 2009

Attorney

Legal Aid of NC

2000 - 2004

University of Richmond School of Law

J.D. (1998)

1996 - 1998

National Organization of Veterans Advocates

Member

2009 - Current

North Carolina Advocates for Justice

Member

2004 - Current

Activities: previously served as Technology Chair for the Disability Advocacy Section

National Organization of Social Security Claimants' Representatives

Member

2004 - Current

North Carolina State Bar

Member

1999 - Current

Q. Do I need to find a Disability lawyer before applying or only after my first application is rejected?

March 6, 2023

A: You do not have to hire an attorney to file your claim. Some people prefer to do that, particularly if they can find an attorney with a lot of experience handling Social Security cases who can assist you with the application. If you are still able to work, then that may make you ineligible for benefits. That depends on how much you are earning. Go ahead and apply because the worst thing that will happen is that your claim is denied. If you don't have an attorney assist you with the application, be sure to call one as soon as you get the denial notice.

Q. Will social security withhold $6,000 or the updated amount of $7,2000?

December 13, 2022

A: SSA should withhold the $7200 as that is the amount in the statute in your agreement and is less than the full 25%. The fee agreement states only that the fee set in that statute was currently capped at $6000. The agreement limits itself to the statute, not the dollar amount listed.

Q. My husband was just awarded SSD benefits. Now, the company that was paying his LTD wants all their money back.

December 12, 2022

A: Most LTD policies contain an offset provision for Social Security benefits. Before you receive your SSDI benefits, the LTD company is paying the full benefit amount. If SSA then awards backpay for months that you were already getting the full payment amount for LTD, you generally owe them the offset amount for those months. Most of the time the SSD benefit is less than the full LTD amount, so you don't end up having to pay the entire SSD backpay amount to the LTD company. The first thing you need to do is look at the LTD policy to see if there is an offset for SSD benefits. It most likely does have that provision. Then you need to figure out if the amount that they are requesting is correct, based on the terms in your policy. If you have difficulty doing this then you may need to find a lawyer who handles LTD cases and have them review the documents for you to determine if the LTD is asking for the correct amount.