I represent people who : (1) are receiving calls or letters from debt collectors; (2) have inaccurate credit reports; and (3) are being sued by debt collectors.
My clients' credit reporting problems include other people's accounts appearing on my clients' reports (e.g., "mismerged" accounts), identity theft, and credit reports which are inaccurate after the client discharged their debts in bankruptcy. I also represent people whose credit reports have been accessed without a purpose permitted by the Fair Credit Reporting Act.
Clients often hire me to represent them against debt collectors for many different violations of the Fair Debt Collection Practices Act and other laws which govern debt collectors' conduct. My clients' problems have included :(1) false threats of arrest; (2) false threats to sue; (3) calls from the debt collector to employers, friends, and relatives; (4) misrepresentations concerning the debt;
(5) collection lawsuits filed after the statute of limitations had expired; (6) telephone messages and cell phone calls which were improper; and (7)collection letters which are needlessly confusing to consumers.
Many of my clients hired me to represent them against debt collectors and other creditors who failed to update their credit report, continued to call or write them and even sued them attempting to collect discharged debts.
I frequently represent consumers who are being sued by debt collectors.
I do not represent any businesses against consumers.
Finally, I represent relators in qui tam actions brought under the False Claims Act (often referred to as "whistleblower" cases). I represented Francine Mettevelis and Rhea Rowan in United States ex rel Francine Mettevelis & Rhea Rowan vs. Charter Behavioral Health System. Charter Hospital fraudulently admitted hundreds of elderly patients who typically suffered from conditions which could not be treated or which were already being adequately treated in their long term care facility by changing the diagnosis to a treatable condition in order to admit the patients to a "lock down" psychiatric unit in Kissimmee, Florida, and providing minimal if any psychiatric or therapeutic treatment. The exploitation of these seniors was even offensive because most of these patients were "total care" patients and received this high level of care in their nursing home while such care was inadequate while at Charter Hospital. This case along with a similar case arising in Oklahoma established the then-controversial proposition that health care providers claims for payment could be deemed "false claims" when the quality of care was inadequate. After four years of litigation, this case settled on the eve of trial.
- Consumer Law
- Health Care Law
- Small Claims
- Middle District Of Florida
- 6th Circuit
- 11th Circuit
- U.S. Court of Claims
- Duke University School of Law
- J.D. / Law
- Honors: J.D. with Honors; Project Editor, Law & Contemporary Problems
- Rollins College
- M.B.A. / Finance (1984)
- Honors: With Honors; Received Corporate Council Award
- University of Central Florida
- B.S. / Business Management (1980)
- Honors: Summa Cum Laude; Beta Gamma Sigma
- FDCPA - Fair Debt Collection Practices Act
- Collection Letters Offering To “Settle” Time-Barred Debts May Deceive Consumers
8 July 2014
- Consumers Can Stop Robo-Calls To Their Cell Phone
21 September 2013
- Consumers Should Not Discuss Their Debts On The Internet
28 May 2013
- Debt Buyer Alleges Seller Inflated Balances of Chase Accounts
9 May 2013
- Santander Ordered to Pay $ 571,000 for TCPA Violations
12 March 2013
- National Enterprise Systems Complaints
13 November 2012
- New York Judge Criticizes Credit Card Scavenger Lawsuits
27 August 2012
- Collection Calls to New Cell Phone Owners Prohibitted
12 May 2012
- Legal Helpers Debt Resolution Sued by Debt Settlers
10 April 2012