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David Earl Phillips

David Earl Phillips

David E. Phillips, Attorney at Law
  • Bankruptcy, Consumer Law, Foreclosure Defense
  • Tennessee
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Summary

David started Bankruptcy Practice as soon as he was admitted to the Bar to practice law in 1986. Since that time he has practiced Bankruptcy Law almost exclusively and has filed over 7000 bankruptcy cases over the past 31 years. David concentrates on Chapter 13 and Chapter 7 cases mainly dealing with Consumer Bankruptcy cases. He was Board Certified in Consumer Bankruptcy Law in 1995. He maintains a small office practice with his wife, Debbie Phillips, being his paralegal, almost from the beginning of his practice. Over the years his Father and David and Debbie’s son, Justin, has also worked at the office, so this is truly a family practice and he likes to think this helps to offer very personal service to each and every client. By maintaining a specialty in Consumer Bankruptcy, he feels we can offer the expertise that helps to make a very difficult process for most people to be as easy and less stressful as possible. He has been in the same office for almost 30 years in Donelson and David and Debbie have also lived in Donelson for their entire 37 year marriage. On weekends, if the weather is nice, David and Debbie can be found touring the back roads of Tennessee and Kentucky on their Harley. As members of the Music City Chapter of (HOG) Harley Owners Group, they now have over 150,000 miles in the saddle. If you have questions about Bankruptcy, please feel free to call, email or come by our offices at 2525 Lebanon Pike, Nashville TN 37214 at any time.

Practice Areas
  • Bankruptcy
  • Consumer Law
  • Foreclosure Defense
Fees
  • Free Consultation
Jurisdictions Admitted to Practice
Tennessee
6th Circuit
Languages
  • English: Spoken, Written
Professional Experience
Founder/Partner
David E. Phillips, Attorney at Law
- Current
Education
Nashville School of Law
J.D. (1986) | Law
-
Honors: American Jurisprudence Award
Belmont University
B.A.
-
Awards
American Jurisprudence
Lawyers Co-Operative Publishing Company
Insurance Law
Professional Associations
NACTT Academy for Consumer Education
Member
- Current
Middle Tennessee Association of Consumer Bankruptcy Attorneys
Member
- Current
National Association of Consumer Bankruptcy Attorneys
Member
- Current
National Association of Chapter 13 Trustees
Associate Member
- Current
American Bankruptcy Institute
Member
- Current
Tennessee Bar Association # 012214
Member
- Current
Nashville Bar Association
Member
- Current
Certifications
American Board of Certification
http://www.abcworld.org/
Websites & Blogs
Website
Nashville Bankruptcy Attorney
Legal Answers
117 Questions Answered

Q. I'm confused about bankruptcy - if I declare do my debts go away, or will things just go into a new payment plan?
A: Depends on the chapter you file. Chapter 7 discharges most debts while chapter 13 is a repayment plan. See a bankruptcy lawyer near you and they can advise what would be best for you. Good luck!
Q. Will the hospital ever be able to come after me for unpaid bills once I declare bankruptcy?
A: If you file a Chapter 7 bankruptcy and receive a discharge of your debts then all listed unsecured debts in your petition will be gone and uncollectible by the hospital. Any new charges after you file bankruptcy would still be yours to pay. Good luck!
Q. I filed Bankruptcy chapter 7 and it was discharged 10/05/2010. what is the date i can file chapter 7 again.
A: You count 8 years from the filing date of the 2010 case in order to be able to get a discharge in a second chapter 7 filing. Filing to filing, not discharge to filing. Best to see a lawyer near you to see if you are eligible. Hope that helps. Good luck!
Q. How long do you have to wait to file bankruptcy again.
A: Chapter 7 filings must be 8 years apart in order to receive a discharge. You count filing date to filing date. You can file a chapter 13 and receive a discharge in that case if it has been 4 years from the prior chapter 7 filing. Again, filing date to filing date. See a bankruptcy lawyer near you to determine if bankruptcy is an option for you. Good luck!
Q. Well considering they are killing me on a garnishment i probably should file bankruptcy
A: You need to see a bankruptcy lawyer near you to answer that question. It depends on a lot of factors to determine what chapter you qualify for. We look at income, debts, and assets you may have. Without all of this information, it is impossible to advise you of your best option. Hope it works out. Good luck!
Q. How do I find out when I filed bankruptcy last?
A: Call the Bankruptcy Court Clerk's office for the area where you filed. They can usually look it up for you. A bankruptcy lawyer near you will also have access to this information on the internet. Good luck!
Q. Can declaring bankruptcy do away with back child support? It is over $50,000.
A: No. Bankruptcy will not get rid of child support. Child support is specifically excepted from discharge in a bankruptcy case. You can pay child support in a chapter 13 plan in some cases, so that might help. See a bankruptcy lawyer near you to see what options you may have available. Good luck!
Q. I am currently in Chapter 13 and i had judgement liens and my attorney filed motion to avoid liens and they were awarded
A: In our area, we take a certified copy of the bankruptcy court order that avoids the liens and file that at the register of deeds office. I would think there would be something similar where you are. Call the register of deeds office and ask what they need to remove the liens. Be sure and discuss with your lawyer as they will know what is best. Good luck!
Q. I filed bankruptcy six years ago but I'm still struggling. How long do I have to wait before I can file again?
A: For chapter 7 cases it is 8 years from the filing date of the first chapter 7. See a bankruptcy lawyer near you and they can advise you of your best options. Good luck!
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Contact & Map
David E. Phillips, Attorney at Law
2525 Lebanon Pike
Nashville, TN 37214
USA
Telephone: (615) 883-9562
Fax: (615) 885-2141