D. Nathan Davis

Born in Charleston, South Carolina, I have been helping people with financial problems, financial planning and creditor abuse matters for over 40 years. My goal is to have my clients in better shape when their legal matter is concluded than when it bagan.

• Free Consultation
  I meet with you for up to 1 hour at no charge. I often find that I cannot handle a matter and refer you to an attorney I would use if I had the same legal problem.
• Contingent Fees
  Not all cases are suitable for contingent fee representation.
• Rates, Retainers and Additional Information
  You will be responsible for costs and expenses even if I take your case on a contingent fee basis.

South Carolina

Since 1975

4th Circuit

University of South Carolina School of Law

Juris Doctor (1975)

1975

National Association of Consumer Bankruptcy Attorneys

member

2009 - Current

Activities: participate in forums on national issues.

South Carolina State Bar

Member

1975 - Current

Q. Developer disclosure responsibility for nearby water treatment facility

February 18, 2025

A: Your question is unclear as to whether you could have seen or discovered this issue before you purchased the home. If you could see this facility, it would be up to you to investigate whether you might want to purchase a home with a location near a facility.

Even if you could not see the facility, it is doubtful that your seller would have a duty to disclose the presence of the facility. The seller is usually liable for defects in the property being sold. You state that this property is in an established neighborhood. Advising you regarding this facility would be similar to failing to advise you if the schools in the area are substandard.

You should have done your homework. If you had a real estate agent advising you, perhaps you should discuss this with them as to why you were not made aware of this situation. ... Read More

Q. In reference to consumer debt, what are our options regarding unseen right to cure notice?

October 7, 2024

A: Can you convince a judge and/or jury that the notice was not received? Normally, the right to cancel is actually signed by the debtor at the time the debt is incurred. Make the creditor provide a copy of the form since you do not remember receiving it. In real estate, the receipt is signed and then a confirmation that you have not cancelled is required.

You are going to have to plan on suing to get out of the transaction. The creditor may still be able to collect some money if you have received merchandise and have not returned the merchandise. The are many other factors to consider and your best bet is to meet with an attorney to see what your rights may be.

Q. I have received a document in the mail "Notice of decision to award $1,000,000.00" and "Prize payout decision Request"

May 26, 2024

A: Throw that notice in the trash. No one is going to award that kind of money to someone unless you are entered some contest. It appears that you do not recognize the company sending you this notice.

If you decide to contact them, they will quickly want you to send them money for handling or some other reason. This is how they make money. Why would anyone just give you money. Such a prize would be part of some advertising strategy and there is none in this instance.

Run away before you lose the money you have.