Attorney Cedulie Laumann is the managing attorney of small law firm in Anne Arundel County, Maryland. The firm accepts clients in real estate, small business, guardianship and civil litigation matters.
She enjoys helping clients reach positive solutions to their legal needs. Whether a client needs a simple deed transfer or representation in a "high stakes" lawsuit, quality representation should keep the client's unique needs in mind. Her firm employs innovative "flat fee" billing arrangements and fee options outside the traditional hourly based approach.
"Legal Answers & Representation Relevant to YOUR needs!"
- Business Law
- Employment Law
- Estate Planning
- Real Estate Law
- General Civil
- Free Consultation
10 minute no-cost phone consult. Call 410-216-7000 $180 consult fee for most matters (w/out document review) up to 1.5 hrs $200 consult fee w/ document review up to 1.5 hours 50%-100% of the consult fee credited to client's account if the firm is retained for full service within 30 days of consult.
- Credit Cards Accepted
Mastercard, Visa, Discover, American Express
- Contingent Fees
Attorneys fees may be handled on a contingency basis (client does not pay unless there is recovery) in certain cases, including injury, certain types of real estate matters and judgment collections.
- Rates, Retainers and Additional Information
10 min no cost initial consult by phone. Flat fee consultations for up to 1.5 hour attorney meeting. Option of flat fee billing many types of cases, including Estate Planning (Trusts, Wills, etc.), Business Formation (LLCs, etc.) and Real Estate (tax sale foreclosure litigation, deeds, contracts, etc.) Representative 2017 flat fees: $240 for most deeds, $250 for PR/estate/corporate deeds $80 for powers of attorney $750 for single member LLC formation package, $505 for estate planning package (individual), $1,250 for revocable trust package. While all the firm's clients are given clear understanding of fees up-front, this list is not a promise to represent, some situations may require additional work and no attorney/client relationship is formed unless we meet and both agree.
- English: Spoken, Written
- managing attorney
- Arden Law Firm, LLC
- Adjunct Faculty
- St. Joseph's University
- University of Maryland Francis King Carey School of Law
- Honors: Order of the Coif Top 10% of Graduating Class
- Maryland State Bar
- - Current
- Q. Great grandmother's property going into lien foreclosure in 2 wks. If I pay taxes, can I sell the property.
- A: Short answer: anyone can pay back the taxes (and reimbursable expenses if the property has gone to tax sale) to redeem the property. Paying the taxes does not change ownership. Long answer: Only a personal representative can sell the property (or convey it out of the estate). An attorney generally gets paid out of the estate. If an estate closed over 30 years ago, the first step would be to check the estate to see who the attorney was and ascertain if the court ordered any legal fees. My firm has prepared deeds for long-closed estates and this can be done, but again one needs to check the estate to determine what, if anything, is owed out of the estate before the property disburses. Things can get complicated if many years have passed and some of the heirs are themselves now deceased. As another attorney noted, letting the property go to tax sale and bidding at option is an option, albeit with some risks. There is no guarantee who will be the highest bidder at auction. If an interested family member wins, they would still need to go through a process of tax sale foreclosure to try and get the property. This would necessarily involve serving interested family members / personal representative of the estate of the deceased owner. While the above is not legal advice, I hope that it helps. You are encouraged to seek legal advice and sit down with an attorney who can look at the estate and deed and offer suggestions.
- Q. I have had a mice problem with my apartment. I would like my rent refunded. I have asthma.
- A: An online post won't be able to offer specific legal advice, but when conditions in a rental rise to the level of a serious hazard jeopardizing health or safety, Maryland law offers the option of rent escrow. Not every nuisance rises to the level of hazard and it is a very case-by-case analysis. Without knowing or commenting on precise facts, an occasional unwelcome mouse or two probably wouldn't be considered a serious threat to life or health while a major rodent infestation causing documented medical problems might rise to the level. Where a serious hazard exists, essentially the tenant needs to petition the court and ask the court for special permission to pay rent into "escrow" while the problem remains unfixed. Some District Courts offer a landlord/tenant "pro se" or "self help" clinic to assist tenants with selecting appropriate court forms. Maryland's Attorney General also offers some good general information on legal issues commonly arising in landlord/tenant relationships. Alternatively, a tenant can try to negotiate with their landlord for a rent reduction which may or may not be successful. While not legal advice, I hope this post offers some helpful general information.
- Q. After a rate lock expires are you required to extend or can the current mortgage rate be used?
- A: Under normal circumstances no one can force a borrower to get a rate lock or even to stay with a particular lender. The rate lock offers protection to a potential borrower, so it is entirely up to them. Now a lender may have its own rules about how long its approval is good for, and one might need to go back to square one if too much time has passed, but that is a different question. While not legal advice I hope that this helps.
- Q. My house shares a chimney&both sides need to be fixed to correct water leak the other house is rental & no contact info
- A: Generally speaking you can't shift a bill to someone else unless they approve of it or have a legal obligation to pay it. There are some exceptions to this rule but they usually involve situations where someone knows about a benefit and sits back and knowingly takes the benefit without saying anything. The tax accounts should show a mailing address for the record owner(s), so your first step might simply be mailing a letter to that address. While not legal advice, I hope this helps.
- Q. In Maryland, can a trust contain the power/authority to hold $150,000 from the beneficiaries indefinitely?
- A: A trust can usually be set up for any purpose the person making the trust (called a Grantor or Settlor) desires, with any kind of stipulations the Grantor deems appropriate in their own eyes. If the Grantor wanted to reserve $1 million to feed pigeons at a local park, they could usually do so, even if that seems atypical or even excessive spending. Sometimes, however, a Trust gives the Trustee authority to make decisions and in that case the Trustee's decisions should be reasonable in light of all the circumstances. So if a Grantor's trust said "I direct my Trustee to set aside enough money to feed pigeons at the local park" and the Trustee decided to set aside $1,000,000 when one could comfortably accomplish the goal for $5,000, that kind of atypical / disproportionate spending may well breach of the Trustee's fiduciary obligations. Another attorney mentioned 21 years of lives in being (i.e., 21 years after people living at the creation of the trust die) as the general timeframe for a trust to disburse, which stems from ancient law but in Maryland anyone making a trust can now waive the 21 year rule. That being said, an attorney can't realistically analyze whether a Trustee under a particular trust is doing what they need to do without looking at the Trust itself.
- Q. When a loved one passes away are you required by law to open up an estate if they have a house in a reverse mortgage
- A: If someone dies with property titled in their sole name, then yes, an estate should be opened. Very generally speaking family has no obligation to open an estate (unless they are the named personal representative in a will) but it is usually in their interests to do so. A reverse mortgage is a lien against the property, but that in and of itself doesn't indicate what is in the estate (sometimes there will be equity going to the heirs/estate, sometimes not).
- Q. If I sell my Maryland house with a life estate deed WITH power before I die, is the remainderman entitled to anything?
- A: No. Life estate deeds with full powers are used regularly for estate planning in this state and if properly drafted the remainderman has no interest whatsoever until the life tenant dies. Please note that an attorney cannot realistically answer questions about a specific deed without looking at the deed itself, but very generally life estates are split into two kinds: 1) "without powers" (where the remaindermen need to get involved with any sale/mortgage proposed by the life tenant) and 2) with full powers where the remaindermen aren't involved at all while the life tenant is living. While not legal advice, I hope this general information helps!
- Q. Could this lien be for a house sale because I did not live in Md. In 2015. Grounds and authorities: section 13-805 -
- A: While an attorney cannot analyze a purported lien without looking at it, property tax liens for failing to pay annual property taxes usually fall under the tax PROPERTY article, title 14 (not the tax GENERAL article). The code section you cited in the general tax article usually applies to other kinds of tax liens. The Comptroller should be able to tell you what the underlying tax deficiency might be (income tax, inheritance tax, etc.) While not legal advice I hope that this helps a bit.
- Q. My husband passed away, no will. He was the sole owner on the house and one vehicle. Will I be forced to sell home
- A: When someone dies without a will, the laws of intestate succession apply. Depending on what other family they leave behind, property may have to be split with the children or parents of the person who died. Generally the person handling the estate will want to wait before paying credit card debt off to see what other claims might be filed against the estate - the law gives an order or "priority" of paying obligations in an estate. Please sit down with an attorney who can take a look at the specifics of the family members, the debts and the assets and help guide you through the process. Even if you decide to handle the probate administration on your own it generally is helpful to get legal advice before opening up the estate. While this response isn't legal advice or a promise to represent, I hope that the general information helps.