Attorney Cedulie Laumann is the managing attorney of small law firm in Anne Arundel County, Maryland. The firm accepts clients in real estate, small business, guardianship and civil litigation matters.
She enjoys helping clients reach positive solutions to their legal needs. Whether a client needs a simple deed transfer or representation in a "high stakes" lawsuit, quality representation should keep the client's unique needs in mind. Her firm employs innovative "flat fee" billing arrangements and fee options outside the traditional hourly based approach.
"Legal Answers & Representation Relevant to YOUR needs!"
- Business Law
- Employment Law
- Estate Planning
- Real Estate Law
- General Civil
- Free Consultation
10 minute no-cost phone consult. Call 410-216-7000 $180 consult fee for most matters (w/out document review) up to 1.5 hrs $200 consult fee w/ document review up to 1.5 hours 50%-100% of the consult fee credited to client's account if the firm is retained for full service within 30 days of consult.
- Credit Cards Accepted
Mastercard, Visa, Discover, American Express
- Contingent Fees
Attorneys fees may be handled on a contingency basis (client does not pay unless there is recovery) in certain cases, including injury, certain types of real estate matters and judgment collections.
- Rates, Retainers and Additional Information
10 min no cost initial consult by phone. Flat fee consultations for up to 1.5 hour attorney meeting. Option of flat fee billing many types of cases, including Estate Planning (Trusts, Wills, etc.), Business Formation (LLCs, etc.) and Real Estate (tax sale foreclosure litigation, deeds, contracts, etc.) Representative 2017 flat fees: $240 for most deeds, $250 for PR/estate/corporate deeds $80 for powers of attorney $750 for single member LLC formation package, $505 for estate planning package (individual), $1,250 for revocable trust package. While all the firm's clients are given clear understanding of fees up-front, this list is not a promise to represent, some situations may require additional work and no attorney/client relationship is formed unless we meet and both agree.
- English: Spoken, Written
- managing attorney
- Arden Law Firm, LLC
- Adjunct Faculty
- St. Joseph's University
- University of Maryland Francis King Carey School of Law
- Honors: Order of the Coif Top 10% of Graduating Class
- Maryland State Bar
- - Current
- Q. Does this mean the PR can reinvest stocks in his name? "My PR has the power to invest and reinvest, sell, assign, lease
- A: No. That kind of standard language simply means the PR can take assets the decedent owned and sell them if appropriate in exchange for other assets. For example, if a decedent owned 1,000 shares in XYZ Corp., the PR could sell those stocks and reinvest them in ABC Corp owned by the estate, or could cash them out and put the money in the estate account or could in the estate's name, buy or sell whatever other asset would make sense. However, any assets belonging to the decedent / estate still belong to the estate, not the PR personally. Please understand that this post does not attempt to analyze any specific will or particular PR powers. While not legal advice on the specifics of any Will or estate, I hope this general legal information helps. If you find yourself as a Personal Representative of an estate I strongly encourage you to sit down with an attorney to understand the role and responsibilities.
- Q. How does a trust when canceled apon my moms death take place An do I need a attorney for this process or trust bank
- A: It is unclear why a Will would read "cancelled upon death." If all of the assets were owned by a Trust, then the Trust terms will dictate how long it takes to disburse the assets. Some trusts are written to disburse over a long period of time while others disburse immediately after the death of the original maker (called the Trust "Grantor" or "Settlor") Generally, you'll need to open up an estate (if an estate is necessary) in the state where the decedent (your mom) was "domiciled" at the time of her death. This usually is where they were living. The laws of that state will control the process. It doesn't usually matter where the bank accounts were originally set up. An attorney cannot really answer other questions without reviewing the specific Trust paperwork. The "next step" is probably to sit down and meet with an attorney who can review the Will and Trust, look at how the assets are titled and offer you advice. While this is not legal advice or a promise to represent I hope that it helps.
- Q. GM is deceased, A&B are GM’s children, C is step-child. Who has rights to GM’s home w/o a will?
- A: Any estate attorney helping with the estate should be able to sift through the deed(s) and beneficiaries to figure out who inherits in any given estate. If someone dies domiciled in Maryland without a will, their property goes under the laws of intestate succession. If the person who died is unmarried, any property the decedent owned would pass to their children in equal shares. The timing of the deed has little to no bearing as the law looks at the family situation when the deceased died. While step-children can inherit under a will if they were not adopted they will not inherit under the laws of intestate succession. A child who passes away after their parent does would still receive the same exact inheritance under intestate succession, it would just be disbursed to their own estate. Whether that person had a will or not would control who gets their share. Grandchildren inherit from their grandparent under the laws of intestate succession only where their parent (the deceased person's child) died before their grandparent did. In other words, the law takes a snapshot of the decedent's family when they die and doesn't really look to what happens afterwards for purposes of figuring out shares. While I hope this general information helps, it would be wise to consult with an estate attorney who can help administer an estate and assist with drawing up the necessary deed(s).
- Q. What are some LLC to LLC Real estate Recordation and Transfer Tax loopholes / exemptions in the state of Maryland?
- A: Generally, there is no "LLC to LLC" exemption. However, Maryland law enumerates about 26 or so different situations exempt from transfer/recordation tax, some of which may potentially apply when an LLC is involved. Each one is heavily fact dependent. You can find these in the Annotated Code, Tax Property article, sections 12 & 13 or consult with a real estate lawyer.
- Q. What can grandchildren do if the grandfather passes and the other grandchildren received money but no will is filed
- A: A probate estate is a matter of public record, so the first place to start would be taking a look at the estate filings. Keep in mind that some property might pass to family outside of the estate and the law does not require that people give away property equally in their Will or for assets passing by title designation. However, where someone dies without a Will, anything that does not pass by title should get distributed under the laws of intestate succession. Typically, the children of a decedent are legally entitled to receive notice of all proceedings in an estate. Grandchildren may or may not be "interested persons" in an estate. In the ordinary case grandchildren have status as "interested persons" when named in a Will or when their parent (the grandparent's child) passed away first. The above only offers very general information and not specific legal advice. You're encouraged to seek legal advice from an attorney who can sit down with you and review the specific will and/or estate at issue to answer your questions.
- Q. Can I buy a house without changing my address to that location?
- A: Anyone can buy real estate for investment or other purposes and the law imposes no obligation to change residence just because someone buys real estate. However, a lender very well may require that a home be the borrower's principal residence to qualify for more favorable lending terms, so the real question likely is: what kind of financing are you seeking? A borrower should not tell a lender a property will be their principal residence unless it truly will be. While this is not legal advice specific to any situation, I hope the above general information helps.
- Q. Can a parcel of land remain deeded to a deceased person if remaining family members keep the land taxes paid up to date?
- A: As another attorney noted, property in the name of a deceased person needs to go through their estate. Legally, it belongs to their estate the moment they die. (even though it might take a few weeks, months or longer until an estate is formally opened). It generally gets more difficult and more expensive to pass property with the passage of time. In some cases, when heirs don't get around to deeding a residence until another tax year, the county will go back and "recapture" any homestead tax credit. While not legal advice, I hope this general information helps! It would be wise to sit down with an estate lawyer to see what needs to happen to open up the estate sooner rather than later.
- Q. I engaged in a seller financed mortgage transaction about 3 years ago. The buyer at this point is 3 months in arrears
- A: You'll need to go through the foreclosure process. The rules are complex and changing, particularly for residential properties, so it is advisable to do so with experienced legal counsel.
- Q. If my mortgage co sent me a letter stating my loan was paid in full and the deed is filed at the county clerks office
- A: The law recognizes something called an "equitable mortgage" so even if a release was filed, it may not waive the obligation to pay back the borrowed money. Mistakes happen more often than they probably should, and lenders, especially large, institutional ones, are not always quick to recognize their mistakes. You're encouraged to seek legal counsel.