Bonny G. Rafel

Bonny G. Rafel

Bonny G. Rafel, LLC
  • Insurance Claims
  • New Jersey, New York
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Ms. Rafel is a highly regarded nationally recognized litigator on both individual and ERISA matters. She represents consumers in life, health and disability matters at the state and federal level. She has handled disability matters arising from virtually every medical condition. Her client’s chances of a successful claim are increased substantially once she and her talented staff organize the submission of information to the disability insurance company and advocate for her client’s rights. She has been awarded the highest AV Peer Review Rating by Martindale-Hubbell and has been rated by her peers as a “Super Lawyer”. She lectures and appears on webinars for varied groups, ALI-ABA, AAJ, Lawline, NJICLE, the American Conference Institute, trade organizations, insurance agencies, financial planners, medical support groups and specialty organizations on disability issues. She often authors timely articles in her field of specialty, which have appeared in many periodicals and are available on her website.

Practice Area
Insurance Claims
Bad Faith Insurance, Business Insurance, Disability Insurance, Health Insurance, Life Insurance, Motor Vehicle Insurance, Property Insurance
Additional Practice Areas
  • Private and Group (ERISA) Disability Claims
  • Short Term Disability, Long Term Disability
  • Other Disability Benefits
  • Credit Cards Accepted
  • Contingent Fees
  • Rates, Retainers and Additional Information
Jurisdictions Admitted to Practice
New Jersey
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New York
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3rd Circuit
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U.S. Supreme Court
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  • English
Professional Experience
University of Rochester
Honors: International Relations Certificate; Honors Society Scholarship Recipient For All Four Years.
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Benjamin N. Cardozo School of Law
Honors: Ms. Rafel accepted a scholarship to attend law school.
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"Super Lawyer" in 2010 - 2020
Super Lawyers
AV Rating
Martindale Hubbell
Professional Associations
New Jersey State Bar  # 032041983
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New York State Bar
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- Current
Activities: Past Member of the Board of Governers
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Articles & Publications
Helping the Region Rebuild: An Orientation to Property Insurance Coverage, Flood Insurance and FEMA
The Consumer Fraud Act and Its Application to First Party Insurance Claims
The Advocacy of Disability Claims Involving Chronic Fatigue and Fibromyalgia; A Case Survey ACI Litigating Disability Insurance Claims
The UnumProvident Settlement Proposal: How it Will Affect Consumers Nationwide
Disability insurance as promised?
Speaking Engagements
Partial v. Total Disability: Drawing the Line, Boston, MA
American Conference Institute, 19th Annual Litigating Disability Insurance Claims conference
Invited Lecturer (17th year in row)
Parkinson's Disease Disability Claims: The Basics, National Parkinson's Foundation
Invited Attorney for Training Webinar
Current Trends in Disability Claims & Litigation, Philadelphia, PA
Independence Planning Group
Invited Lecturer
2017 Insurance Boot Camp: Disability Insurance
New Jersey Institute for Continuing Legal Education
Invited Lecturer
The Latest Issues in Disability Claims For Professionals, Bala Cynwyd, PA
RubmanGoldman and Associates
Invited Lecturer
Insurance and The Disabled: The Interrelationship of Disability Claims, Employment Claims, Social Security and Personal Injury Claims
New Jersey State Bar Association in collaboration with the New Jersey Institute for Continuing Legal Education
Invited Moderator/Lecturer
Insurance Coverage Boot Camp: Disability and Health Insurance, New Jersey Institute for Continuing Legal Education, New Brunswick, NJ
Invited Lecturer
Assessing the Implications and Challenges of a Court's Decision to Remand, National 16th Annual Forum on Disability, Manhattan, NY
American Conference Institute
Invited Lecturer
Vocational Evaluations In Disability Claims, Law Line, New York City, NY
Invited Lecturer
Tips, Strategies and Best Practices for Successful Early Mediation of a Disability Claim, National 17th Annual Forum on Disability, Philadelphia, PA
American Conference Institute
Invited Lecturer
Websites & Blogs
Bonny G. Rafel's Website Profile
Bonny G. Rafel, LLC Website
New Jersey Disability Lawyer Blog
Contact & Map
Bonny G. Rafel, LLC
17 Hanover Rd
Florham Park, NJ 07932
Telephone: (973) 845-2600
Fax: (937) 845-2232
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