Justia Legal Services & Lawyers Directory

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champion your rights

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Whether you're struggling with your mortgage, starting a business, you've been unfairly treated, or you're trying to provide for your loved ones, Attorney Josef Culik is a Massachusetts lawyer who can help you.

By building a personal connection with his clients -- just like you -- Attorney Culik works with them to define their goals and then work to achieve them within the legal system.

A creative, forceful, hardworking, and conscientious advocate, Attorney Culik personalizes your legal services to achieve maximum results while ensuring that you are kept up-to-date on your case.

The philosophy is simple: by providing personalized, high-quality, and affordable legal services, you will be satisfied enough to use him again the next time you need a lawyer.


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Loan Modification and Mortgage Foreclosure Prevention

Home is where the heart is -- Attorney Josef Culik understands that, and he will work with you to help you save your house. He is experienced in negotiating with lenders and banks. Don't let the mortgage company take your home.

* Foreclosure prevention
* Loan modification
* Deeds in lieu
* Workouts
* Refinance
* New government programs to help borrowers like you
* Bankruptcy
* Start over - You might be able to get the overdue balance put at the back of your mortgage

Don't waste time. Attorney Culik will fight hard to save your home. Contact him now.


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Services offered include refinancing and loan modification under President Obama's Making Home Affordable program; foreclosure prevention; performing forensic examination of mortgage documents; analysis for Truth In Lending Act and RESPA violations; evaluation for unfair and deceptive practices under M.G.L. Chapter 93A; inspection for predatory lending under M.G.L. Chapter 183C; negotiation with loan lender or servicer for a workout, forbearance, or deed in lieu; budget analysis for implementing a loan modification or workout plan; and lawsuits to enforce your legal rights. This notice complies with 940 CMR 25.03.

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Locations

Proudly serving the Boston, Massachusetts area, the North Shore, Cape Ann, Essex County, Suffolk County, and Middlesex County, including Amesbury, Andover, Beverly, Boxford, Byfield, Danvers, Essex, Georgetown, Gloucester, Groveland, Hamilton, Hathorne, Haverhill, Ipswich, Lawrence, Lynn, Lynnfield, Magnolia, Manchester, Marblehead, Merrimac, Methuen, Middleton, Nahant, Newbury, Newburyport, North Andover, Peabody, Pigeon Cove, Prides Crossing, Rockport, Rowley, Salem, Salisbury, Saugus, South Hamilton, Swampscott, Topsfield, Wenham, West Boxford, West Newbury, Acton, Arlington, Ashby, Ashland, Ayer, Bedford, Belmont, Billerica, Boxborough, Burlington, Cambridge, Carlisle, Chelmsford, Concord, Dracut, Dunstable, Everett, Framingham, Groton, Holliston, Hopkinton, Hudson, Lexington, Lincoln, Littleton, Lowell, Malden, Marlborough, Maynard, Medford, Melrose, Natick, Newton, North Reading, Pepperell, Reading, Sherborn, Shirley, Somerville, Stoneham, Stow, Sudbury, Tewksbury, Townsend, Tyngsborough, Wakefield, Waltham, Watertown, Wayland, Westford, Weston, Wilmington, Winchester, Woburn, Aberdeen, Allston, Ashmont, Back Bay, Beachmont, Bellevue, Brighton, Cedar Grove, Charlestown, Chelsea, City Point, Clarendon Hills, Cottage Hill, Cottage Park, Court Park, Crescent Beach, Dorchester, Dorchester Center, Dorchester Heights, East Boston, Egypt Beach, Fairmount, Faneuil, Fields Corner, Forest Hills, Fort Dawes, Fort Independence, Fort Warren, Franklin Park, Germantown, Grove Hall, Highland, Hyde Park, Jamaica Plain, Jeffries Point, Lower Mills, Meeting House Hill, Mount Bowdoin, Mount Hope, Mount Ida, Neponset, North Brighton, Oak Island, Orient Heights, Point of Pines, Point Shirley, Readville, Revere, Roslindale, Roxbury, Roxbury Crossing, Savin Hill, South Boston, Stonybrook Village, Suffolk Downs Station, Uphams Corner, West Roxbury, Winthrop, Winthrop Beach, Winthrop Highlands and beyond.

Kathleen Black Reynolds has experience in mediating and litigating these areas:

Criminal Law
Probate and Family Law
Nonprofit Law / Contracts
Personal Injury Law
Real Estate Law

Attorney Reynolds is a member of the Massachusetts and Essex County Bar Associations, and the Volunteer Lawyers for the Arts organization. She is an active member of the Wilmington Historical Commission. Attorney Reynolds is compassionate, intelligent, and dedicated to her clients. When not assisting clients, Kathleen enjoys spending time with her kids, playing tennis, reading, Cape Ann, and attending local community events.

To contact Attorney Reynolds, for legal or notary services, please call 978.658.7773, or email kbr@markalanperkins.com.

David M. Beliveau, Esq., CPA is the founder of the Law Office of David M. Beliveau, LLC ("Beliveau Law Office") with offices in Naples, Florida, Waltham, Massachusetts and Salem, New Hampshire. Attorney Beliveau represents both individuals and businesses. He has clients in Florida, Massachusetts, and New Hampshire.

Attorney Beliveau has been named a "Massachusetts Rising Star" by the publishers of Boston Magazine and Law and Politics Magazine. The distinction, awarded to less than five percent (5%) of all Massachusetts lawyers, was based on ballots cast by Massachusetts attorneys, asking them to identify the best lawyers, under the age of forty (40), whom they had personally observed in action.

Attorney Beliveau focuses his practice on asset protection, business law, civil litigation, estate planning, estate & trust administration, Medicaid, real estate, and taxation. He has experience with buy-sell agreements, corporations, Charitable Lead Trusts (CLTs), Charitable Remainder Trusts (CRTs), Family Limited Partnerships (FLPs), Grantor Retained Annuity Trusts (GRATs), irrevocable trusts, Limited Liability Companies (LLCs), Medicaid applications, Medicaid irrevocable income only trusts, private foundations, Qualified Personal Residence Trusts (QPRTs), revocable trusts, and wills. Attorney Beliveau has lectured to both individuals and professionals regarding the same. He counsels clients in connection with choice of business entity decisions and business operations. Attorney Beliveau is a title insurance agent in both Massachusetts and New Hampshire for Commonwealth Land Title Insurance Company. He represents lenders in connection with real estate closings. Attorney Beliveau also represents buyers and sellers in connection with such closings. He has experience representing fiduciaries in civil litigation cases as well as individuals and businesses with tax matters before the Internal Revenue Service (IRS).

Prior to forming the Beliveau Law Office, Attorney Beliveau was an Associate of the Probate, Trust and Estate Planning Group at the law firm of Brecher, Wyner, Simons, Fox & Bolan, LLP in Newton, MA (2003-2005), the Estate & Trust Administration Department Manager (2002-2003) and the Estate Planning Department Manager (2000-2002) at the law firm of Cushing & Dolan, P.C. in Boston, MA, and an Associate at the law firm of William H. Kelley, P.A. in Manchester, NH (1998-2000). He is a Certified Public Accountant (CPA) in the State of New Hampshire where he worked for the international accounting firm of Ernst & Young, LLP (1993-1995).

Attorney Beliveau is a member of the Bars of Massachusetts (1999), New Hampshire (1998), and Florida (1999). He is a graduate of the University of Miami School of Law, Cum Laude (1998), and the University of Notre Dame (BBA Accounting; Computer Applications) (1993).