Justia Legal Services & Lawyers Directory

Firm Focus and History

I established Forghany & Associates with the philosophy of a small firm helping people with their legal dilemmas.

Forghany & Associates focuses on Chapter 7 & 13 Consumer (Debtor) Bankruptcy. Family Law, Criminal Defense. We also handle Personal Injury, Torts, and Products Liability. Check out the website www.forghanylaw.com for a complete list.

Previous Employment Summary
I am no stranger to hard work. During my college years, I was a volunteer EMT. During law school I taught CPR for the American Red Cross, and also was a computer repair technician. Now during my short career as an attorney, I have had numerous cases involving Bankruptcy, Family Law and Divorce, Child Custody, and Criminal Defense.
Activities and Awards

I dedicate some time to Pro Bono projects.

Kathleen Black Reynolds has experience in mediating and litigating these areas:

Criminal Law
Probate and Family Law
Nonprofit Law / Contracts
Personal Injury Law
Real Estate Law

Attorney Reynolds is a member of the Massachusetts and Essex County Bar Associations, and the Volunteer Lawyers for the Arts organization. She is an active member of the Wilmington Historical Commission. Attorney Reynolds is compassionate, intelligent, and dedicated to her clients. When not assisting clients, Kathleen enjoys spending time with her kids, playing tennis, reading, Cape Ann, and attending local community events.

To contact Attorney Reynolds, for legal or notary services, please call 978.658.7773, or email kbr@markalanperkins.com.

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champion your rights

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Whether you're struggling with your mortgage, starting a business, you've been unfairly treated, or you're trying to provide for your loved ones, Attorney Josef Culik is a Massachusetts lawyer who can help you.

By building a personal connection with his clients -- just like you -- Attorney Culik works with them to define their goals and then work to achieve them within the legal system.

A creative, forceful, hardworking, and conscientious advocate, Attorney Culik personalizes your legal services to achieve maximum results while ensuring that you are kept up-to-date on your case.

The philosophy is simple: by providing personalized, high-quality, and affordable legal services, you will be satisfied enough to use him again the next time you need a lawyer.


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Loan Modification and Mortgage Foreclosure Prevention

Home is where the heart is -- Attorney Josef Culik understands that, and he will work with you to help you save your house. He is experienced in negotiating with lenders and banks. Don't let the mortgage company take your home.

* Foreclosure prevention
* Loan modification
* Deeds in lieu
* Workouts
* Refinance
* New government programs to help borrowers like you
* Bankruptcy
* Start over - You might be able to get the overdue balance put at the back of your mortgage

Don't waste time. Attorney Culik will fight hard to save your home. Contact him now.


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Services offered include refinancing and loan modification under President Obama's Making Home Affordable program; foreclosure prevention; performing forensic examination of mortgage documents; analysis for Truth In Lending Act and RESPA violations; evaluation for unfair and deceptive practices under M.G.L. Chapter 93A; inspection for predatory lending under M.G.L. Chapter 183C; negotiation with loan lender or servicer for a workout, forbearance, or deed in lieu; budget analysis for implementing a loan modification or workout plan; and lawsuits to enforce your legal rights. This notice complies with 940 CMR 25.03.

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Locations

Proudly serving the Boston, Massachusetts area, the North Shore, Cape Ann, Essex County, Suffolk County, and Middlesex County, including Amesbury, Andover, Beverly, Boxford, Byfield, Danvers, Essex, Georgetown, Gloucester, Groveland, Hamilton, Hathorne, Haverhill, Ipswich, Lawrence, Lynn, Lynnfield, Magnolia, Manchester, Marblehead, Merrimac, Methuen, Middleton, Nahant, Newbury, Newburyport, North Andover, Peabody, Pigeon Cove, Prides Crossing, Rockport, Rowley, Salem, Salisbury, Saugus, South Hamilton, Swampscott, Topsfield, Wenham, West Boxford, West Newbury, Acton, Arlington, Ashby, Ashland, Ayer, Bedford, Belmont, Billerica, Boxborough, Burlington, Cambridge, Carlisle, Chelmsford, Concord, Dracut, Dunstable, Everett, Framingham, Groton, Holliston, Hopkinton, Hudson, Lexington, Lincoln, Littleton, Lowell, Malden, Marlborough, Maynard, Medford, Melrose, Natick, Newton, North Reading, Pepperell, Reading, Sherborn, Shirley, Somerville, Stoneham, Stow, Sudbury, Tewksbury, Townsend, Tyngsborough, Wakefield, Waltham, Watertown, Wayland, Westford, Weston, Wilmington, Winchester, Woburn, Aberdeen, Allston, Ashmont, Back Bay, Beachmont, Bellevue, Brighton, Cedar Grove, Charlestown, Chelsea, City Point, Clarendon Hills, Cottage Hill, Cottage Park, Court Park, Crescent Beach, Dorchester, Dorchester Center, Dorchester Heights, East Boston, Egypt Beach, Fairmount, Faneuil, Fields Corner, Forest Hills, Fort Dawes, Fort Independence, Fort Warren, Franklin Park, Germantown, Grove Hall, Highland, Hyde Park, Jamaica Plain, Jeffries Point, Lower Mills, Meeting House Hill, Mount Bowdoin, Mount Hope, Mount Ida, Neponset, North Brighton, Oak Island, Orient Heights, Point of Pines, Point Shirley, Readville, Revere, Roslindale, Roxbury, Roxbury Crossing, Savin Hill, South Boston, Stonybrook Village, Suffolk Downs Station, Uphams Corner, West Roxbury, Winthrop, Winthrop Beach, Winthrop Highlands and beyond.

Family Law and Divorce Litigator
Divorce Mediator
Collaborative Family Law and Divorce Attorney

William's goal is to help you understand the process of restructuring your life, whether you are facing divorce or disability issues, and to help relieve the uncertainty about the future.

William understands your need for guidance about the law, control over the outcome of the problems you face, to feel understood and safe - emotionally, legally, and financially.

William helps you reach solutions that will enable you, and your family, to move forward with your lives. By merging his skills, his knowledge of the law, and his personal experiences, William provides focused representation and solutions-based problem-solving for you.

William possesses the ability to communicate very complex topics in "plain English." He has received feedback that reflects this ability to communicate to a wide range of audiences: "Bill was excellent, clear, and patient." "Excellent - exceeded my expectations." "Informative and wonderfully witty!" "So much information, so useful."

Justin St.James is also a Certified Mediator, and a Notary Public.

Justin enjoys reading, playing piano, swimming, skiing, and practicing Taekwon Do. He earned his Black Belt from the International Taekwon Do Federation.

To contact Attorney St. James, please call his office: 978-689-5200, or, send him an email: jstjames@stjames-legal.com, or, visit his website: www.stjames-legal.com