Timothy J. Deffet
About Timothy J. DeffetMy practice is focused on helping the individual. I represent individuals hurt at work or hurt by the fault of someone else who has been negligent. I help them navigate the often puzzling path against the mammoth insurance companies of the world and keep the bill collectors at bay while the client recovers from their injuries. I have tried numerous cases and am a Federal Trial Bar member.
I also help individuals affected by an arrest or traffic ticket to get their life back to normal and assist them to retain their license.
Last, I help individuals who have been affected by this economy. I can help with credit card collection defense to help you get back on your feet.
Directory Practice Areas
- DUI & DWI
- Personal Injury
- Workers' Compensation
Additional Practice Areas
- Car Accidents
- Credit Card Collection Defense
- License Suspensions/Revocations
- Traffic Ticket Defense
- Trucking Accidents
- Credit Cards Accepted
- Contingent Fees
- Free Consultation
- Rates, Retainers and Additional Information
- Retainers accepted
Jurisdictions Admitted to Practice
|John Marshall Law School||J.D.|
|Honors: Dean's List|
|University of Connecticut||B.A.||History and Philosophy Double Major|
|Honors: Dean's List|
|Member||National Association of Consumer Advocates|
|Details: The National Association of Consumer Advocates (NACA) is a nationwide organization of more than 1500 members who represent and have represented hundreds of thousands of consumers victimized by fraudulent, abusive and predatory business practices. As an organization fully committed to promoting justice for consumers, NACA's members and their clients are actively engaged in promoting a fair and open marketplace that forcefully protects the rights of consumers, particularly those of modest means.|
|Member||Illinois Trial Lawyers Association|
|Details: The Illinois Trial Lawyers Association is a statewide organization whose members specialize in representing injured consumers and workers.|
|Member||Illinois State Bar Association|
|Trial Bar Member||Federal Trial Bar Member-Northern District of Illinois|
|Details: Licensed to the federal trial bar. Can prosecute and try cases in federal court based on trial experience.|
|EPA Bronze Medal Award for enforcing federal lead paint statutes, EPA|
|HUD Legal Honors Intern Program, HUD|
|Chosen as one of 12 nationally picked interns to work at HUD.|
|Allen H. Schwartz Scholarship Recipient, The John Marshall Law School|
- Overall: 17th
- Overall: 155 Answers
Q. I was involved in a car accident. Both parties have State Farm ins. The other driver received a ticket for running a red
A: DO NOT SIGN ANYTHING until you get an attorney. The releases will give them unlimited access to every record, medical, work or otherwise under the sun. If you got into an accident while driving for work, then you may have a work comp claim against your employer and a "third-party" claim against the driver of the vehicle that hit you. You should also make sure you go to court and speak to the prosecutor at the red light ticket court hearing and tell them you are there or else they will dismiss the ticket. Under work comp you may be entitled to medical bills, payments when off work (TTD) at 2/3 your wage, and permanency or loss of use of whatever body parts you injured. There may be more. With the car accident case, you are also entitled to pain and suffering and other damages but the work comp payments will have to be paid back. Call an attorney as these cases are complicated and there are statutes of limitations which can bar the lawsuits.
Q. How does work comp know how much you are disabled after surgery?
A: This is a complicated question. If you are asking in IL how much you will be considered disabled under the law there are many factors. A seasoned attorney will review all your medical records, educational background, job, age and numerous other factors to try to negotiate a fair settlement for you and if there is not a fair offer, to prep you and try the case. Also please take a look at the FAQ section on the IWCC website for some basica. http://www.iwcc.il.gov/faq.htm
Q. I am in the process of a settlement and my Workers Comp company is saying they are insolvent. What does that mean for me
A: If you have an IL claim you should contact and IL attorney right away as this is too complicated to be answered in one posting. This is taken from the IWCC website:http://www.iwcc.il.gov/insurance.htm "What happens if an insurer goes bankrupt? If an insurance company or a group workers' compensation trust becomes insolvent, the Illinois Department of Insurance, Office of the Special Deputy, takes over the company and performs the receivership duties. Go to the OSD website for liquidation orders. Insurance guaranty associations are established by state law to pay the covered claims of policyholders and other claimants of an insolvent insurance company. The workers' compensation claims of most bankrupt insurance companies are handled by the Illinois Insurance Guaranty Fund; however, some employers do not meet the guidelines of the Fund and will not be provided with coverage. Click here for a list of employers NOT covered by the Guaranty Fund (last updated 7/11/12). If coverage is not provided by the Illinois Insurance Guaranty Fund, parties may proceed with their claims directly against the employer. This list may not be complete. We update the list based on information provided from the Fund. If you have questions, call the Illinois Insurance Guaranty Fund at 312/422-9700. What insurers/pools have gone bankrupt recently? Liquidations Orders Administrative Employer Group Atlantic Mutual Insurance Company (AMIC) Centennial Insurance Company Illinois Movers' and Warehousemen's Risk Management Group Illinois Restaurant Risk Mgmt. Assoc. Illinois State Bowling Proprietors and Recreational Industry Reinsurance Company of America How do I know if my employer has workers’ compensation coverage? By law, employers must post a completed workers’ compensation notice in a conspicuous place in every work site. You have a right to know this information. If you do not see this notice, please contact us (312/814-6611). You may also search online for coverage information. My employer does not have workers' compensation insurance. What should I do? If you suspect an employer does not have insurance, you may search our online insurance database, email our Insurance Compliance Division, or call our Information Unit (312/814-6611 or toll-free within Illinois 866/352-3033). We will try to identify the carrier; if we cannot find any evidence of insurance coverage, we will ask the employer to provide proof of insurance, but will not mention the name of the informant. If I report my employer, do I have to give my name? No. Anyone reporting an employer may remain anonymous. Will my group health plan or occupational disability insurance cover workers' compensation cases? No. Group health, occupational disability, general liability, disability or property insurance will not cover workers' compensation liability. Only a workers’ compensation policy fulfills this requirement. This coverage must be purchased from a carrier authorized to write workers' compensation insurance in Illinois. Who can I contact if I still have insurance compliance questions? Robert Ruiz Manager of Insurance Compliance 312/814-5654 Se habla español La Comisión 312/814-6611; línea gratuita solo dentro de Illinois: 866/352-3033." Joseph Stumph Collinsville office 618/346-3452
Q. Was my settlement fair? I was told I didn't need an lawyer unless I planned to sue.
A: It is extremely difficult to give you a straight answer because a lawyer needs to review all your medical records, bills, wage, doctors at issue, whether your employer sent you to a fair "IME" which is really a Section 12 DEFENSE doctor exam in Illinois.
Q. In what cases would lawyers consider taking a case pro bono.
A: Take a look at this list of pro bono clinics. http://www.ag.state.il.us/about/CHICAGO%20AREA%20LEGAL%20SERVICE%20PROVI...
Q. My son 24 years old got a DUI do we need a lawyer or should he plead guilty and take his punishment?
A: I would definitely get a lawyer. Sometimes there was no probable cause to arrest, sometimes improper warnings were given before a breath test was given or refused, sometimes evidence is destroyed, sometimes breath test machine has been improperly maintained, sometimes the officer did not perform the field tests properly. Especially a first timer you don't want to just plead out. Let an experienced DUI attorney review it. I,as well as many other attorneys in Illinois could handle it.
Q. Does my Insurance with my Union,Violate ERISA Laws to cover my partner,in which IL. has a Civil Unions?
A: It is difficult to figure out what exactly you are asking in this question. If you are asking if an IL health plan has to cover your partner, I believe the answer is yes as of June 2011. Look at this pdf from the IL Dep. of Insurance which is a FAQ. http://insurance.illinois.gov/newsrls/2011/05/CivilUnionsFinal05-25-11.pdf
Q. Do both parties have agree to go to medation?
A: If the Judge orders it behooves you to go. It it usually always a good idea to do a mediation. Arbitration is actually a different thing. Sometimes there is "mandatory arbitration" in Illinois cases which have a certain $ amount claimed.
Q. Workmans comp settlement offer
A: Each case is different but I normally counsel clients not to sign any other release when handling comp case. However, you may be getting additional consideration for resigning I don't know. Only you and your attorney know the facts of your case and the reasoning for same. You should have a detailed conversation with your attorney on this. The company wants you off their books so no new injuries at their employ.